3190 Galloway Drive
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3190 Galloway Drive

D

San Diego, CA 92122

$2,699,000

Beds

4

Baths

3

Sqft

3,349

Year Built

1970

Days on Market

47

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009187SD

This property is in San Diego (92122). View neighborhood stats →

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About This Property

The Ultimate Canyon-Rim Estate | 0.61 Acres | ADU Potential Rarely available 0.61-acre compound (situated on 3 lots) in the heart of University City. This meticulously updated estate offers unobstructed, panoramic Rose Canyon views and unmatched privacy at the end of a quiet cul-de-sac.The versatile 3,349 sq. ft. floor plan features a chef's kitchen, three main-level bedrooms, and a massive second-story primary retreat with a spa-like bath and private view balcony. High-velocity upgrades include owned solar, energy-efficient windows, and tankless water heaters. Outdoor enthusiasts will love the wrap-around decks, sunset hot tub, and the massive 4-car heated garage with 10ft ceilings—plus parking for 10+ vehicles/RV. With significant ADU potential and proximity to UTC, UCSD, and top-rated schools, this is the crown jewel of 92122. Expansion Potential: Triple-lot footprint—ideal for a detached ADU or luxury pool. Modern Utility: Owned Solar and 10+ parking spaces. Prime Locale: Minutes to La Jolla beaches and the Golden Triangle biotech hub. Move-in Ready: Turnkey luxury with high-end finishes and panoramic scenery.

Mortgage Calculator

Est. Monthly Payment

$17,134

Principal & Interest$13,648
Property Tax$2,699
Insurance$787
%($539,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,931
Monthly Cashflow

Rent − PITIA

$-11,203
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,816

Mortgage (P+I)
$13,648
Cap Rate
-0.52%
Cash-on-Cash
-32.94%
DSCR

Need ≥ 1.25 for DSCR loan

0.35
Break-even Rent
$25,172

NOI (Annual)
$-14,020
Price-to-Rent

Lower = better for investors

37.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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