3176 Seabury

3176 Seabury

Ctop 80%

Carlsbad, CA 92010Neighborhood: Calavera Hills

$1,350,000
NEW — 0d
STR closed · outside Carlsbad's Coastal Zone

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$6,366/mo full cashflow at 20% down, 7.36% rate.

Works at $516,966 (62% under asking), or at 89% down.

Rent $5,287/mo from 8 leases of 4–6 bed houses within 1 mi ($5,074–$5,555).

Beds

5

Baths

2.5

Sqft

2,300

Year Built

1987

Days on Market

0

Property Type

Single Family

HOA/mo

$120

MLS ID

260026917SD

This property is in Carlsbad (92010). View neighborhood stats →

About This Property

Welcome to 3176 Seabury St in Carlsbad! This spacious 5-bedroom, 2-bath home offers 2,292 sq. ft. of living space on a generous 9,158 sq. ft. lot. The traditional floor plan features distinct living areas, providing plenty of space for everyday living, entertaining, and quiet retreats. Natural light creates a warm and inviting atmosphere throughout. Outdoors, enjoy a charming enclosed front courtyard finished with attractive pavers, along with a spacious backyard patio perfect for relaxing or entertaining. An installed solar system adds energy efficiency and potential utility savings. Ideally located adjacent to the beautiful Calavera Hills Preserve, enjoy convenient access to scenic hiking and walking trails, along with the nearby Calavera Hills Community Center and its recreational amenities. Shopping, dining, schools, and Carlsbad's beautiful beaches are just a short drive away, with easy access to Highway 78 and Interstate 5. With five bedrooms, generous indoor and outdoor living spaces, and an exceptional location near open space, this home offers a wonderful opportunity to enjoy the best of Carlsbad living!

Mortgage Calculator

Est. Monthly Payment

$9,312

Principal & Interest$7,448
Property Tax$1,350
Insurance$394
HOA$120
%($270,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Hope Elementary · grades K-5 · Carlsbad Unified

  • Middle

    Calavera Hills Middle · grades 6-8 · Carlsbad Unified

  • High

    Sage Creek High · grades 9-12 · Carlsbad Unified

    or Carlsbad High · grades 9-12 · Carlsbad Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Carlsbad's Coastal Zone, where short-term rentals are not allowed. See the rules

Investment Score

12C
Est. Monthly Rent
$5,287

8 leases of 4–6 bed houses within 1 mi · $5,074–$5,555

Monthly Cashflow

Rent − PITIA

-$4,025
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,366

What would make this work?

$6,366/mo short at 20% down; 89% down or +$8,268/mo rent closes it.

Break-even price

62% under asking

$516,966
Break-even rent

$8,268/mo above the estimate

$13,555/mo
Cashflow at 35% down
−$4,970/mo
Down payment to break even

$1,201,500 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,448
Cap Rate
1.20%
Cash-on-Cash
-28.29%
DSCR

Need ≥ 1.25 for DSCR loan

0.57

NOI (Annual)
$16,156
Price-to-Rent

Lower = better for investors

21.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,366/mo