3146 Willow Tree Lane

3146 Willow Tree Lane

D

Escondido, CA 92027

$940,000
NEW — 5d on market

Beds

4

Baths

2

Sqft

1,780

Year Built

2002

Days on Market

5

Property Type

Single Family

HOA/mo

$130

MLS ID

PTP2602390

Description

Welcome to this stunning single-story 3-bedroom, 2-bath home with the option for a 4th bedroom, where modern upgrades meet everyday comfort. From the moment you arrive, the pride of ownership is evident, with thoughtful improvements inside and out that make this property truly stand out. Built for the energy-conscious buyer, this home features 19 solar panels and thermal paint, working together to help reduce energy costs while keeping the home cooler in the summer and warmer in the winter. Brand-new dual-pane windows add another layer of efficiency while filling the home with natural light and enhancing interior comfort. The thoughtfully designed floor plan offers generous living spaces ideal for both daily living and entertaining. Spacious bedrooms provide flexibility for a growing household, home office, or guest space, while two full bathrooms offer convenience and functionality. Step outside to your own private retreat, featuring a fully renovated backyard with elegant pavers and a lush, manicured garden—perfect for entertaining or relaxing in a peaceful setting. Whether hosting gatherings or enjoying quiet mornings, this outdoor space delivers. Located in a desirable neighborhood close to shopping, dining, and top-rated schools, this home is a rare opportunity to own a move-in ready property loaded with upgrades.

Mortgage Calculator

Est. Monthly Payment

$6,097

Principal & Interest$4,753
Property Tax$940
Insurance$274
HOA$130
%($188,000)
%

Investment Score

5D
Est. Monthly Rent
$4,469
Monthly Cashflow

Rent − PITIA

$-1,628
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,439

Mortgage (P+I)
$4,753
Cap Rate
1.68%
Cash-on-Cash
-21.95%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$8,936

NOI (Annual)
$15,766
Price-to-Rent

Lower = better for investors

17.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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