3145 Union Street

3145 Union Street #1

D

San Diego, CA 92103

$699,900
NEW — 3d on market

Soft Appraisal Value: $692,700 · 1.0% above estimate

Beds

2

Baths

2

Sqft

894

Year Built

1977

Days on Market

3

Property Type

Condo

HOA/mo

$536

MLS ID

260007054SD

View on MLS

Description

This stylish 2-bedroom, 2-bath condominium is located in the highly sought-after Mission Hills community and offers spectacular panoramic views of the bay, ocean, and city from a desirable corner unit. The open concept layout features a large kitchen with slab countertops, stainless steel appliances, wood floors, crown molding, custom baseboards, plush carpeting, recessed lighting, a cozy fireplace, in-unit laundry with a full-size washer and dryer, and abundant natural light throughout. The primary suite boasts a newly remodeled, spa-like bathroom. Step outside to a spacious private view deck perfect for relaxing or entertaining. The home includes two parking spaces and is ideally situated near top-rated restaurants, shopping, entertainment, and all that San Diego has to offer. This is a must-see property!

Mortgage Calculator

Est. Monthly Payment

$4,979

Principal & Interest$3,539
Property Tax$700
Insurance$204
HOA$536
%($139,980)
%

Investment Score

1D
Est. Monthly Rent
$2,892
Monthly Cashflow

Rent − PITI − HOA

$-2,087
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,335

Mortgage (P+I)
$3,539
Cap Rate
0.35%
Cash-on-Cash
-28.59%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$7,224

NOI (Annual)
$2,444
Price-to-Rent

Lower = better for investors

20.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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