3132 45th Street
DSan Diego, CA 92105
Beds
5
Baths
3
Sqft
2,624
Year Built
1979
Days on Market
4
Property Type
Duplex
HOA/mo
N/A
MLS ID
NDP2603128
Description
Situated in a central San Diego location, 3132–36 45th Street presents a rare opportunity to own a versatile and well-maintained duplex with strong lifestyle appeal. The property features two distinct units, offering flexibility for multi-generational living, rental income, or owner occupancy. The lower unit offers a spacious 3 bedroom, 2 bathroom layout with abundant storage and thoughtful updates throughout, including a new washer and dryer. The upper unit features 2 bedrooms and 1 bathroom, complemented by a new refrigerator and the added benefit of owned solar for improved energy efficiency. Both units are equipped with individual mini split systems in each room, providing customizable comfort year round, along with double pane windows that enhance energy efficiency and interior quiet. Located near a walking trail and convenient to shopping, dining, and commuter routes, this property blends everyday livability with long term value. Whether you are looking to live in one unit and rent the other or maximize dual rental potential, this duplex offers a compelling opportunity in a growing area of San Diego.
Mortgage Calculator
Est. Monthly Payment
$6,977
Comparable Properties
3 comps foundThis Property
$4,379
Comp Average
$3,932
2460 56th St
4bd / 3ba · 2,610 sqft · Single Family
$749K
Est. $4,015/mo
5474 Streamview Dr
4bd / 1ba · 1,116 sqft · Single Family
$700K
Est. $3,542/mo
4284 Dwight
4bd / 3ba · 1,922 sqft · Single Family
$899K
Est. $4,238/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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