311 Rosebud Lane
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311 Rosebud Lane

Ctop 80%

San Diego, CA 92114

$1,149,786
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

6 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$4,635/mo full cashflow at 20% down, 7.36% rate.

Works at $543,338 (53% under asking), or at 79% down.

Rent $5,392/mo from 19 leases of 3–5 bed houses within 2 mi ($5,885–$6,239).

Beds

4

Baths

3

Sqft

3,255

Year Built

1960

Days on Market

83

Property Type

Single Family

HOA/mo

N/A

MLS ID

260020525SD

This property is in San Diego (92114). Browse neighborhood analytics →

Virtual Tour

About This Property

SELLER OFFERING $25,000 CREDIT towards buyer's interest buy down and or closing costs and two years of home warranty! Very spacious and rencently beautifully remodeled throughout, this is one of the largest homes in the neighborhood and offers breathtaking panoramic views. The open floor plan features abundant natural light, an oversized primary suite, and generously sized living and family rooms designed to accommodate both everyday living and entertaining. Three bedrooms and two bathrooms are conveniently located downstairs, offering added flexibility. Additional features include new dual HVAC systems, dual water heaters, a two-car garage, and a long private driveway with parking for up to four additional vehicles. The expansive yard provides plenty of space for entertaining, gardening, or simply relaxing outdoors. Offering an exceptional combination of space, comfort, versatility, and future potential, the property is conveniently located near outdoor recreation, schools, shopping, and freeway access, all with no HOA. SELLER OFFERING $25,000 CREDIT towards buyer's interest buy down and or closing costs and two years of home warranty! Very spacious and recently beautifully remodeled throughout, this is one of the largest homes in the neighborhood and offers breathtaking panoramic views. The open floor plan features abundant natural light, an oversized primary suite, and generously sized living and family rooms designed to accommodate both everyday living and entertaining. Three bedrooms and two bathrooms are conveniently located downstairs, offering added flexibility. Additional features include new dual HVAC systems, dual water heaters, a two-car garage, and a long private driveway with parking for up to four additional vehicles. The expansive yard provides plenty of space for entertaining, gardening, or simply relaxing outdoors. Offering an exceptional combination of space, comfort, versatility, and future potential, the property is conveniently located near outdoor recreation, schools, shopping, and freeway access, all with no HOA.

Mortgage Calculator

Est. Monthly Payment

$7,829

Principal & Interest$6,344
Property Tax$1,150
Insurance$335
%($229,957)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Boone Elementary · grades K-5 · San Diego Unified

  • Middle

    Bell Middle · grades 6-8 · San Diego Unified

  • High

    Morse High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

25C
Est. Monthly Rent
$5,392

19 leases of 3–5 bed houses within 2 mi · $5,885–$6,239

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,436
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,635

What would make this work?

$4,635/mo short at 20% down; 79% down or +$6,019/mo rent closes it.

Break-even price

53% under asking

$543,338
Break-even rent

$6,019/mo above the estimate

$11,411/mo
Cashflow at 35% down
−$3,445/mo
Down payment to break even

$908,331 cash

79%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,344
Cap Rate
2.06%
Cash-on-Cash
-24.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)
$23,742
Price-to-Rent

Lower = better for investors

17.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,635/mo