309 Mission Villas Rd
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309 Mission Villas Rd

A

San Marcos, CA 92069

$685,000
NEW — 3d

Soft Appraisal Value: $685,100 · 0.0% below estimate

Beds

3

Baths

2.5

Sqft

1,331

Year Built

2017

Days on Market

3

Property Type

Townhouse

HOA/mo

$360

MLS ID

260015411SD

This property is in San Marcos (92069). View neighborhood stats →

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About This Property

Welcome to this beautifully upgraded townhome built in 2017, offering 3 bedrooms, 2.5 bathrooms, and approximately 1,331 square feet of stylish living space. This move-in-ready home features an open-concept floor plan with abundant natural light, upgraded laminate/Vinyl Plank flooring, quartz countertops, recessed lighting, stainless steel appliances, dual-zone HVAC, a tankless water heater, and fresh interior paint. The spacious kitchen flows seamlessly into the living and dining areas, making it perfect for everyday living and entertaining. The attached two-car garage provides ample storage and convenience. Ideally situated in a quiet hillside location within the Mission Terrace community, this home offers easy access to Highways 78 and 15, shopping, restaurants, parks, City Hall, LA Fitness, Library, Cal State San Marcos, Palomar College, and more. Low HOA and a prime location make this an exceptional opportunity for first-time buyers, investors, or anyone seeking low-maintenance living in the heart of San Marcos.

Mortgage Calculator

Est. Monthly Payment

$4,709

Principal & Interest$3,464
Property Tax$685
Insurance$200
HOA$360
%($137,000)
%

Location

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Investment Score

45B
Est. Monthly Rent
$3,665
Monthly Cashflow

Rent − PITIA

$-1,044
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,458

Mortgage (P+I)
$3,464
Cap Rate
1.76%
Cash-on-Cash
-21.53%
DSCR

Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$6,857

NOI (Annual)
$12,075
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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