3080 Lloyd St

3080 Lloyd St

D

San Diego, CA 92117

$3,290,000

Soft Appraisal Value: $3,216,300 · 2.3% above estimate

Beds

4

Baths

3

Sqft

1,902

Year Built

2026

Days on Market

58

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003020SD

Description

Exceptional and unobstructed ocean views on this single-story residence offers unparalleled quality and craftsmanship. Set on an oversized double lot of over 10,000 sq. ft., the property captures expansive bay, Pacific Ocean, and beach views from almost every vantage point. The home features smooth Santa Barbara stucco, decorater stoneexquisite tile flooring, and high-level finish work throughout. A detached casita with full bath and kitchenette provides flexible living for guests, office, or studio use. Additional highlights include a private pool, attached two-car garage, and thoughtfully designed indoor-outdoor flow. Every detail has been intentionally curated, resulting in a refined, turnkey property that combines timeless design with an extraordinary setting.

Mortgage Calculator

Est. Monthly Payment

$20,886

Principal & Interest$16,636
Property Tax$3,290
Insurance$960
%($658,000)
%

Investment Score

0D
Est. Monthly Rent
$7,019
Monthly Cashflow

Rent − PITIA

$-13,867
Full Cashflow

Incl. vacancy, PM, maint, capex

$-18,223

Mortgage (P+I)
$16,636
Cap Rate
-0.58%
Cash-on-Cash
-33.23%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.34
Break-even Rent
$30,685

NOI (Annual)
$-19,044
Price-to-Rent

Lower = better for investors

39.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator