
3068 Willow Heights Road
Ctop 80%Fallbrook, CA 92028
Pass at asking: -$9,504/mo full cashflow at 20% down, 7.36% rate.
Works at $555,365 (69% under asking), or at 97% down.
Rent $5,512/mo from 4 leases of 4-bed houses in 92028 ($5,065–$6,219).
Beds
4
Baths
4.5
Sqft
4,122
Year Built
2003
Days on Market
46
Property Type
Single Family
HOA/mo
N/A
MLS ID
260022906SD
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
Modern Organic design, high-end finishes, and a peaceful 2.57 acre setting distinguish this extensively renovated Fallbrook estate. Completed in 2025-2026, the 4 bedroom, 4.5 bath residence spans 4,122 square feet, surrounded by beautiful views and a quiet landscape. An 18 foot entry opens to warm natural materials, clean architectural lines, custom millwork, and abundant natural light. The kitchen pairs premium quartz countertops with refined cabinetry and premium Miele appliances, creating a sophisticated centerpiece with exceptional craftsmanship. The primary suite features an illuminated custom walk-in closet and spa-inspired bath with a freestanding soaking tub and hand applied Tadelakt plaster. Each guest suite includes its own uniquely designed en suite bath and walk in closet, providing comfort and separation throughout the floor plan. A saltwater pool and spa with water features and ambient lighting anchor the outdoor areas. Generous patios, BBQ area, gazebo, mature landscaping, and open vistas create a serene environment for dining, entertaining, or simply enjoying the surroundings. An oversized four car garage, whole home audio, smart lighting, and EV charging add modern convenience to a property defined by thoughtful architecture, quality materials, and understated luxury.
Mortgage Calculator
Est. Monthly Payment
$12,249
Location
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Zoned Schools
Elementary
William H. Frazier Elementary · grades K-6 · Fallbrook Union Elementary
Middle
James E. Potter Intermediate · grades 7-8 · Fallbrook Union Elementary
High
Fallbrook High · grades 9-12 · Fallbrook Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,512
Comp Average
$5,927
4709 Briana Court
5bd / 5.5ba · 4,225 sqft · Single Family
$1.90M
Est. $6,992/mo

4462 Fallsbrae Rd
4bd / 4ba · 3,930 sqft · Single Family
$1.60M
Est. $5,382/mo
3642 Alta Vista Drive
4bd / 3ba · 4,583 sqft · Single Family
$1.80M
Est. $6,026/mo
521 Rancho Camino
4bd / 3ba · 4,170 sqft · Single Family
$1.90M
Est. $5,544/mo

3508 Vista Corona
5bd / 5ba · 4,122 sqft · Single Family
$2.10M
Est. $5,690/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
4 leases of 4-bed houses in 92028 · $5,065–$6,219
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$9,504/mo short at 20% down; 97% down or +$12,343/mo rent closes it.
- Break-even price
- $555,365
- Break-even rent
- $17,855/mo
- Cashflow at 35% down
- −$7,643/mo
- Down payment to break even
- 97%
- Rate to break even
- Not reachable
69% under asking
$12,343/mo above the estimate
$1,745,030 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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