3027 Wing Street
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3027 Wing Street

Ctop 80%

San Diego, CA 92110

$1,595,000
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

28 licensed short-term rentals within ½ mile (13 whole home), from the cities' license and permit lists of Nov 9, 2026.

Pass at asking: -$8,168/mo full cashflow at 20% down, 7.43% rate.

Works at $531,452 (67% under asking), or at 94% down.

Rent $5,301/mo from 16 leases of 3-bed houses within 2 mi ($5,186–$6,282).

Beds

3

Baths

2

Sqft

1,542

Year Built

1959

Days on Market

47

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2608945

This property is in San Diego (92110). View neighborhood stats →

Virtual Tour

About This Property

Tucked away on a quiet cul-de-sac in Point Loma, this single-level, three-bedroom, two-bath home has been thoughtfully updated from top to bottom. The light-filled great room is the heart of the home, with a vaulted, exposed wood-beam ceiling, a row of skylights, and a fireplace with a floating wood mantel. The kitchen pairs warm wood cabinets with quartz countertops and a full-height slab backsplash, along with a gas range, pot filler, brass fixtures, and a generous peninsula with seating. A separate family room with its own skylight opens through sliding doors to the backyard. Both bathrooms have been fully redone with dual vanities, and brushed brass finishes. Luxury vinyl flooring, central heating and air conditioning, fully owned solar, and a two-car garage with laundry add everyday comfort. Outside, the 7,500 sq ft lot offers front and back lawns, a patio, and a mature tree that brings shade and character to the backyard. Just minutes from Liberty Station and close to Plumosa Park, this home blends neighborhood charm with easy access to dining, shopping, and recreation in one of San Diego’s most sought-after coastal communities.

Mortgage Calculator

Est. Monthly Payment

$10,921

Principal & Interest$8,861
Property Tax$1,595
Insurance$465
%($319,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Loma Portal Elementary · grades K-4 · San Diego Unified

  • Middle

    Correia Middle · grades 7-8 · San Diego Unified

  • High

    Point Loma High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

7C
Est. Monthly Rent
$5,301

16 leases of 3-bed houses within 2 mi · $5,186–$6,282

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$5,620
Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,168

What would make this work?

$8,168/mo short at 20% down; 94% down or +$10,608/mo rent closes it.

Break-even price

67% under asking

$531,452
Break-even rent

$10,608/mo above the estimate

$15,909/mo
Cashflow at 35% down
−$6,507/mo
Down payment to break even

$1,499,300 cash

94%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$8,861
Cap Rate
0.72%
Cash-on-Cash
-30.73%
DSCR

Need ≥ 1.25 for DSCR loan

0.49

NOI (Annual)
$11,492
Price-to-Rent

Lower = better for investors

25.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$8,168/mo