3027 Wing

3027 Wing

Ctop 80%

San Diego, CA 92110

$1,545,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

26 licensed short-term rentals within ½ mile (13 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$7,463/mo full cashflow at 20% down, 7.36% rate.

Works at $568,543 (63% under asking), or at 91% down.

Rent $5,643/mo from 16 leases of 3-bed houses within 2 mi ($5,186–$6,282).

Beds

3

Baths

2

Sqft

1,542

Year Built

1959

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026980SD

This property is in San Diego (92110). View neighborhood stats →

About This Property

This single-level three-bedroom, two-bath Point Loma home has been updated throughout and is ready to move right in. In the great room, a vaulted, exposed wood-beam ceiling and a row of skylights bring in natural light, and a fireplace with a floating wood mantel anchors the space. The kitchen has warm wood cabinetry, quartz countertops, a full-height slab backsplash and brass fixtures, plus a gas range with pot filler and a large peninsula with seating. A separate family room has its own skylight and sliding doors that open to the backyard, so it's easy to move between indoors and out. Both bathrooms have been fully remodeled with dual vanities and brushed brass finishes. Other highlights include luxury vinyl flooring, central heat and A/C, fully owned solar, and a two-car garage with laundry. Outside, front and back lawns frame the home, and a mature shade tree gives the backyard patio real character. You're minutes from Liberty Station and close to Plumosa Park, with dining, shopping and recreation nearby in one of San Diego's most sought-after coastal neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$10,520

Principal & Interest$8,524
Property Tax$1,545
Insurance$451
%($309,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Loma Portal Elementary · grades K-4 · San Diego Unified

  • Middle

    Correia Middle · grades 7-8 · San Diego Unified

  • High

    Point Loma High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

10C
Est. Monthly Rent
$5,643

16 leases of 3-bed houses within 2 mi · $5,186–$6,282

Blended 50/50 with the zip's market median ($5,502)

Monthly Cashflow

Rent − PITIA

-$4,877
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,463

What would make this work?

$7,463/mo short at 20% down; 91% down or +$9,692/mo rent closes it.

Break-even price

63% under asking

$568,543
Break-even rent

$9,692/mo above the estimate

$15,335/mo
Cashflow at 35% down
−$5,864/mo
Down payment to break even

$1,405,950 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$8,524
Cap Rate
1.04%
Cash-on-Cash
-28.98%
DSCR

Need ≥ 1.25 for DSCR loan

0.54

NOI (Annual)
$16,125
Price-to-Rent

Lower = better for investors

22.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$7,463/mo