3023 Linda Dr
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3023 Linda Dr

D

Oceanside, CA 92056

$1,050,000
NEW — 1d

Soft Appraisal Value: $1,029,200 · 2.0% above estimate

Beds

4

Baths

2

Sqft

1,406

Year Built

1965

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605090

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

INCOME-PRODUCING TURNKEY HOME! Welcome to an incredible opportunity in Oceanside where your property can help pay for itself! Say goodbye to monthly fees and hello to freedom. This rare Oceanside house includes a fully permitted, 449 sq ft ADU. It is the ultimate setup to help cover your mortgage, use for multi-generational living, or keep as a smart investment. The main house is a highly desirable single-story layout with 4 bedrooms and 2 bathrooms, sitting on a flat 7,200 square-foot lot. Major high-ticket updates are already done for you: it features completely new plumbing, new electrical wiring, and a central A/C system installed just 3 years ago! Even better, all appliances stay with the property, and you get two outdoor storage sheds for extra space. Location-wise, you win big here. You are minutes from the beach, close to schools, great shopping, and the Tri-City Medical Center. With fast access to Highway 78, your commute is a breeze. Best of all, there are NO HOA fees and NO Mello-Roos taxes. Don't let this rare coastal North County gem slip away Schedule your tour today!

Mortgage Calculator

Est. Monthly Payment

$6,666

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
%($210,000)
%

Location

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Investment Score

20D
Est. Monthly Rent
$4,247
Monthly Cashflow

Rent − PITIA

$-2,418
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,270

Mortgage (P+I)
$5,309
Cap Rate
1.19%
Cash-on-Cash
-24.40%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,793

NOI (Annual)
$12,470
Price-to-Rent

Lower = better for investors

20.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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