3009 Union St
1 / 20

3009 Union St #7

C

San Diego, CA 92103

$1,100,000
NEW — 1d

Soft Appraisal Value: $1,067,200 · 3.1% above estimate

Beds

3

Baths

3

Sqft

1,330

Year Built

1990

Days on Market

1

Property Type

Townhouse

HOA/mo

$525

MLS ID

260014199SD

This property is in San Diego (92103). View neighborhood stats →

About This Property

Welcome to Spyglass Hill in highly sought-after South Mission Hills. Situated on a premium sun-filled corner lot, this exceptional townhome offers panoramic views of San Diego Bay, the downtown skyline, and the Pacific Ocean. Featuring 3 bedrooms, 3 full bathrooms, and an attached 2-car garage, the home is filled with natural light from soaring 12-foot ceilings, skylights, and expansive windows. The inviting living room showcases a dramatic Italian marble fireplace, while luxury vinyl plank flooring flows throughout. The remodeled kitchen features quartz countertops, stainless steel appliances, and abundant storage. A desirable main-level bedroom and full bath provide flexibility for guests, multigenerational living, or a home office. Upstairs, two spacious primary suites offer vaulted ceilings, walk-in closets, and private en-suite bathrooms. Enjoy seamless indoor-outdoor living with three private patios plus a spectacular rooftop deck capturing breathtaking bay, ocean, and city-light views. Additional highlights include fully paid solar with NEM 2.0 and an HOA that covers water, internet, trash, landscaping, and exterior maintenance. Ideally located just minutes from Downtown San Diego, Little Italy, Balboa Park, the airport, shopping, dining, and waterfront attractions, this home offers the perfect blend of views, comfort, and???????????????????????????????? convenience.

Mortgage Calculator

Est. Monthly Payment

$7,508

Principal & Interest$5,562
Property Tax$1,100
Insurance$321
HOA$525
%($220,000)
%

Location

Loading map...

Investment Score

8D
Est. Monthly Rent
$4,557
Monthly Cashflow

Rent − PITIA

$-2,951
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,916

Mortgage (P+I)
$5,562
Cap Rate
0.70%
Cash-on-Cash
-26.81%
DSCR

Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$10,941

NOI (Annual)
$7,755
Price-to-Rent

Lower = better for investors

20.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator