300 Beech Street #803
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300 Beech Street #803

Ctop 80%

San Diego, CA 92101

$899,000
NEW — 0d
STR: check · no permits in this complex · TOT 13.75%

206 licensed short-term rentals within ½ mile (178 whole home), from the cities' license and permit lists of Nov 5, 2026.

No unit in this 70-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$4,468/mo full cashflow at 20% down, 7.49% rate.

Works at $319,679 (64% under asking), or at 92% down.

Rent $4,276/mo from 1 lease in this building (±1 bed).

Beds

3

Baths

2

Sqft

1,327

Year Built

2004

Days on Market

0

Property Type

Condo

HOA/mo

$827

MLS ID

PTP2608194

This property is in San Diego (92101). View neighborhood stats →

Virtual Tour

About This Property

From this west-facing corner residence at La Vita, the rooftops of Little Italy give way to San Diego Bay. Two private balconies bring the living space outdoors, and the third bedroom offers a separate space for a home office or overnight guests. Saturday mornings can start with espresso in Piazza della Famiglia and a stop at the Little Italy Mercato for fresh flowers and seasonal produce. The market returns on Wednesdays, and neighborhood cafés, boutiques, and outdoor dining are close to home throughout the week. For a walk by the bay, head to Waterfront Park and follow the Embarcadero. Spend an evening over handmade pasta in Little Italy or make a reservation at one of downtown’s dining destinations, from Mastro’s Ocean Club and Eddie V’s Prime Seafood to Ruth’s Chris Steak House and Morton’s The Steakhouse. Come home as the neighborhood lights come on below and the last of the evening light settles over the bay.

Mortgage Calculator

Est. Monthly Payment

$7,012

Principal & Interest$5,024
Property Tax$899
Insurance$262
HOA$827
%($179,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Washington Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

16C
Est. Monthly Rent
$4,276

1 lease in this building (±1 bed)

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$2,736
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,468

What would make this work?

$4,468/mo short at 20% down; 92% down or +$5,803/mo rent closes it.

Break-even price

64% under asking

$319,679
Break-even rent

$5,803/mo above the estimate

$10,079/mo
Cashflow at 35% down
−$3,527/mo
Down payment to break even

$827,080 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,024
Cap Rate
1.03%
Cash-on-Cash
-29.82%
DSCR

Need ≥ 1.25 for DSCR loan

0.61

NOI (Annual)
$9,230
Price-to-Rent

Lower = better for investors

17.5

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,468/mo