
297 Tiburon #190
Atop 10%Chula Vista, CA 91914
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,237/mo full cashflow at 20% down, 7.43% rate.
Works at $288,689 (50% under asking), or at 76% down.
Rent $3,165/mo from 19 leases of 1–3 bed condos & townhomes within 2 mi ($3,065–$3,303).
Beds
2
Baths
2
Sqft
1,061
Year Built
2006
Days on Market
97
Property Type
Condo
HOA/mo
$220
MLS ID
260019120SD
This property is in Chula Vista (91914). Browse neighborhood analytics →
About This Property
Welcome to this beautifully maintained 2-bedroom, 2-bathroom condominium in the highly sought-after San Miguel Ranch community. Ideally located near San Miguel Park, you’ll enjoy easy access to walking and biking trails, open green space, and a peaceful setting while remaining close to shopping, dining, and everyday conveniences. Inside, you’ll find a bright, move-in-ready interior featuring hardwood flooring, a cozy fireplace, a brand-new HVAC system, and an open floor plan designed for both everyday living and entertaining. The living room flows seamlessly to the private patio, creating the perfect setting to host or simply unwind at the end of the day. The kitchen features granite countertops, wood cabinetry, modern appliances, and generous storage, combining style and functionality. The spacious primary suite offers a private retreat with a well-appointed en suite bathroom, a large walk-in closet, and double doors leading to a private balcony. A generously sized second bedroom and an additional full bathroom provide flexibility for guests, a home office, or everyday living. An in-unit washer and dryer, attached one-car garage, and nearby guest parking add everyday convenience. Enjoy an outstanding collection of resort-style amenities, including an Olympic-size swimming pool, spa, fitness center, tennis and sports courts, playground, clubhouse, barbecue areas, and beautifully maintained grounds. Offering quality finishes, an inviting floor plan, a brand-new HVAC system, exceptional community amenities, and an outstanding location, this home is ready from day one.
Mortgage Calculator
Est. Monthly Payment
$4,191
Location
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Zoned Schools
Elementary
Liberty Elementary · grades K-6 · Chula Vista Elementary
Middle
Eastlake Middle · grades 7-8 · Sweetwater Union High
High
Eastlake High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$3,165
Comp Average
$3,285
2233 Cabo Bahia
2bd / 2ba · 1,024 sqft · Condo
$550K
Est. $3,190/mo
2127 Palo Alto
2bd / 2ba · 1,061 sqft · Condo
$579K
Est. $3,147/mo
2072 Aviata Rd
2bd / 2ba · 1,061 sqft · Condo
$585K
Est. $3,192/mo
2104 Cantata Drive
3bd / 2.5ba · 1,372 sqft · Condo
$650K
Est. $3,609/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
19 leases of 1–3 bed condos & townhomes within 2 mi · $3,065–$3,303
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,237/mo short at 20% down; 76% down or +$2,906/mo rent closes it.
- Break-even price
- $288,689
- Break-even rent
- $6,071/mo
- Cashflow at 35% down
- −$1,633/mo
- Down payment to break even
- 76%
- Rate to break even
- Not reachable
50% under asking
$2,906/mo above the estimate
$440,799 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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