2909 Keats St #11
Ctop 80%San Diego, CA 92106
69 licensed short-term rentals within ½ mile (41 whole home), from the cities' license and permit lists of Nov 6, 2026.
No unit in this 14-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,807/mo full cashflow at 20% down, 7.43% rate.
Works at $233,525 (61% under asking), or at 88% down.
Rent $2,998/mo from 9 leases of 1–3 bed condos & townhomes within 0.5 mi ($2,871–$3,085).
Beds
2
Baths
2
Sqft
669
Year Built
1989
Days on Market
0
Property Type
Condo
HOA/mo
$515
MLS ID
260026404SD
This property is in San Diego (92106). View neighborhood stats →
About This Property
Discover the ease of coastal living in Point Loma with this beautifully refreshed condo offering comfort, convenience, and an ideal central location. Just minutes from Point Loma Marina, Shelter Island, Liberty Station, and nearby military installations, this home offers easy access to some of San Diego's most popular waterfront destinations, dining, shopping, and recreation. The thoughtfully updated interior features new flooring, an upgraded kitchen with refreshed cabinetry, fully remodeled bathrooms, and a charming wood-burning fireplace that adds warmth and character to the living space. Gated parking provides added convenience, while the low-maintenance layout makes this an appealing option for first-time buyers, military personnel, boating enthusiasts, or anyone looking for a centrally located coastal home. Enjoy the best of Point Loma living with everything you need close at hand.
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Est. Monthly Payment
$4,616
Location
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Zoned Schools
Elementary
Cabrillo Elementary · grades PK-4 · San Diego Unified
Middle
Correia Middle · grades 7-8 · San Diego Unified
High
Point Loma High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,998
Comp Average
$3,271
1021 Scott St
Studio / 1ba · 292 sqft · Condo
$400K
Est. $2,180/mo
1021 Scott
Studio / 1ba · 288 sqft · Condo
$399K
Est. $2,165/mo
1174 Locust Street
2bd / 1.5ba · 1,120 sqft · Townhouse
$755K
Est. $3,834/mo
3225 Newell St
2bd / 2ba · 1,183 sqft · Condo
$750K
Est. $3,929/mo
3225 Newell Street 1
3bd / 2ba · 1,209 sqft · Condo
$799K
Est. $4,249/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 1–3 bed condos & townhomes within 0.5 mi · $2,871–$3,085
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,807/mo short at 20% down; 88% down or +$3,646/mo rent closes it.
- Break-even price
- $233,525
- Break-even rent
- $6,644/mo
- Cashflow at 35% down
- −$2,183/mo
- Down payment to break even
- 88%
- Rate to break even
- Not reachable
61% under asking
$3,646/mo above the estimate
$527,120 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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