287 Trilogy Street
Ctop 80%San Marcos, CA 92078Neighborhood: Barham/Discovery
Pass at asking: -$3,251/mo full cashflow at 20% down, 7.43% rate.
Works at $305,734 (58% under asking), or at 85% down.
Rent $3,387/mo from 11 leases of 1–3 bed condos & townhomes within 0.5 mi, same school area ($3,295–$3,428).
Beds
2
Baths
2.5
Sqft
1,279
Year Built
2004
Days on Market
45
Property Type
Townhouse
HOA/mo
$260
MLS ID
PTP2607192
This property is in San Marcos (92078). View neighborhood stats →
About This Property
Welcome to this beautiful 2-bedroom, 2.5-bath townhome located in a desirable San Marcos gated community! Enjoy the privacy of your own yard with no neighbors directly behind you, creating a peaceful and relaxing outdoor space. This well-located home offers convenient access to shopping, major freeways, and nearby schools. The HOA-maintained community provides added convenience and a welcoming neighborhood setting. A wonderful opportunity to enjoy comfort, privacy, and an excellent San Marcos location!
Mortgage Calculator
Est. Monthly Payment
$5,252
Location
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Zoned Schools
Elementary
Double Peak · grades K-8 · San Marcos Unified
Middle
Double Peak · grades K-8 · San Marcos Unified
High
Mission Hills High · grades 9-12 · San Marcos Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,387
Comp Average
$3,412
573 Almond Rd
3bd / 3ba · 1,228 sqft · Townhouse
$660K
Est. $3,589/mo
170 Diamante Rd
2bd / 2.5ba · 1,229 sqft · Townhouse
$659K
Est. $3,333/mo
895 Slate Street
2bd / 2.5ba · 1,305 sqft · Townhouse
$669K
Est. $3,410/mo
2118 Cosmo Way
2bd / 2.5ba · 1,158 sqft · Townhouse
$692K
Est. $3,365/mo
2203 Indus Way
2bd / 2.5ba · 1,158 sqft · Townhouse
$699K
Est. $3,365/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. San Marcos does not allow short-term rentals in residential zones. See the rules
Investment Score
11 leases of 1–3 bed condos & townhomes within 0.5 mi, same school area · $3,295–$3,428
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,251/mo short at 20% down; 85% down or +$4,223/mo rent closes it.
- Break-even price
- $305,734
- Break-even rent
- $7,610/mo
- Cashflow at 35% down
- −$2,492/mo
- Down payment to break even
- 85%
- Rate to break even
- Not reachable
58% under asking
$4,223/mo above the estimate
$619,650 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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