2850 Reynard Way #16
Atop 10%San Diego, CA 92103
146 licensed short-term rentals within ½ mile (115 whole home), from the cities' license and permit lists of Nov 7, 2026.
No unit in this 34-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$930/mo full cashflow at 20% down, 7.43% rate.
Works at $177,892 (41% under asking), or at 65% down.
Rent $2,320/mo from 11 leases of studio–2 bed condos & townhomes within 0.5 mi ($2,170–$2,452).
Beds
1
Baths
1
Sqft
548
Year Built
1976
Days on Market
92
Property Type
Condo
HOA/mo
$420
MLS ID
260019204SD
This property is in San Diego (92103). View neighborhood stats →
About This Property
Welcome to this bright and cheerful top-floor, one-bedroom, one-bath condo in the desirable Mission Hills/Middletown area. Move-in ready, this inviting home features stylish tile flooring, warm carpeting, designer cabinetry, and chic appliances. Abundant natural light creates a welcoming atmosphere, while the spacious private patio deck is perfect for relaxing, entertaining, or enjoying San Diego’s beautiful weather. An assigned covered parking space adds everyday convenience. Ideally located near dining, shopping, entertainment, transportation, and neighborhood amenities, with easy access to everything San Diego has to offer. A wonderful opportunity to enjoy a comfortable home in a highly convenient location!
Mortgage Calculator
Est. Monthly Payment
$2,467
Location
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Zoned Schools
Elementary
Grant K-8 · grades K-8 · San Diego Unified
Middle
Correia Middle · grades 7-8 · San Diego Unified
or Roosevelt International Middle · grades 6-8 · San Diego Unified
Choice area: the district lets families here pick either school.
High
San Diego High · grades 9-12 · San Diego Unified
or Point Loma High · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,320
Comp Average
$2,231
3688 1st Ave
1bd / 1ba · 609 sqft · Condo
$450K
Est. $2,616/mo
4057 Brant St
1bd / 1ba · 469 sqft · Condo
$416K
Est. $2,319/mo
4180 Cleveland Avenue
1bd / 1ba · 520 sqft · Condo
$380K
Est. $2,037/mo
4180 Cleveland Ave
1bd / 1ba · 556 sqft · Condo
$400K
Est. $2,087/mo
3620 Park Blvd.
1bd / 1ba · 503 sqft · Condo
$455K
Est. $2,096/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of studio–2 bed condos & townhomes within 0.5 mi · $2,170–$2,452
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$930/mo short at 20% down; 65% down or +$1,208/mo rent closes it.
- Break-even price
- $177,892
- Break-even rent
- $3,528/mo
- Cashflow at 35% down
- −$618/mo
- Down payment to break even
- 65%
- Rate to break even
- 0.65%
41% under asking
$1,208/mo above the estimate
$194,350 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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