2812 Rancho Costero
Ctop 80%Carlsbad, CA 92009Neighborhood: Rancho Carrillo
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 14, 2026.
Pass at asking: -$12,712/mo full cashflow at 20% down, 7.36% rate.
Works at $727,584 (70% under asking), or at 98% down.
Rent $7,495/mo from 12 leases of 3–5 bed houses within 1 mi ($6,908–$8,028).
Beds
4
Baths
3.5
Sqft
3,743
Year Built
2001
Days on Market
0
Property Type
Single Family
HOA/mo
$211
MLS ID
NDP2610265
This property is in Carlsbad (92009). View neighborhood stats →
About This Property
Enjoy ocean views from this inviting coastal retreat, nestled within a sought-after gated community in Carlsbad. Offering 4 bedrooms, 3.5 bathrooms, and 3,743 square feet of living space on an expansive 11,316-square-foot lot, this home blends comfortable living with a peaceful setting and the best of the Southern California lifestyle. A versatile sunroom with direct access to the backyard creates a seamless connection between indoor and outdoor living, providing the perfect space to relax or entertain. The tranquil backyard features an outdoor kitchen, ideal for hosting family and friends or enjoying evenings outdoors. Inside, recent updates bring a fresh feel throughout, including new interior paint, refreshed cabinetry, and new carpeting. Fresh landscaping further enhances the home's inviting outdoor spaces. A 3-car garage adds convenience and ample storage. Located within an excellent school district and just moments from shopping, dining, and everyday conveniences, this home offers an exceptional opportunity to enjoy the privacy, views, and sought-after coastal lifestyle of Carlsbad.
Mortgage Calculator
Est. Monthly Payment
$16,491
Location
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Zoned Schools
Elementary
Carrillo Elementary · grades K-5 · San Marcos Unified
Middle
San Elijo Middle · grades 6-8 · San Marcos Unified
High
San Marcos High · grades 9-12 · San Marcos Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$7,495
Comp Average
$7,899
7001 Almaden Lane
4bd / 3.5ba · 4,000 sqft · Single Family
$2.40M
Est. $7,827/mo
3453 Corte Fortuna
5bd / 4.5ba · 3,899 sqft · Single Family
$2.30M
Est. $7,892/mo
7598 Circulo Sequoia
5bd / 3.5ba · 3,743 sqft · Single Family
$2.70M
Est. $8,371/mo
7026 El Fuerte
4bd / 4ba · 4,102 sqft · Single Family
$2.60M
Est. $7,498/mo
3619 Corte Claro
4bd / 4.5ba · 3,905 sqft · Single Family
$2.80M
Est. $7,905/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Carlsbad's Coastal Zone, where short-term rentals are not allowed. See the rules
Investment Score
12 leases of 3–5 bed houses within 1 mi · $6,908–$8,028
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$12,712/mo short at 20% down; 98% down or +$16,509/mo rent closes it.
- Break-even price
- $727,584
- Break-even rent
- $24,004/mo
- Cashflow at 35% down
- −$10,239/mo
- Down payment to break even
- 98%
- Rate to break even
- Not reachable
70% under asking
$16,509/mo above the estimate
$2,343,180 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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