2801 College

2801 College

D

Oceanside, CA 92056

$874,000
NEW — 6d on market

Beds

3

Baths

2

Sqft

1,362

Year Built

1972

Days on Market

6

Property Type

Single Family

HOA/mo

N/A

MLS ID

SW26064494

View on MLS

Description

Welcome to this highly desirable single-story home offering the perfect blend of coastal living, space, and future upside, just 10 minutes from the beach.Situated on an expansive ~9,800 sq ft lot, fully fenced with a wood fence, pergola, carport, and fruit trees. This 3-bedroom, 2-bath, move-in ready home, fully upgraded, with brand new fridge lightly used stove, and microwave, vinyl plank floors throughout the home, a functional floor plan, and seamless indoor-outdoor flow. The spacious backyard offers endless possibilities — from entertaining and relaxing to adding a pool, garden, or additional structures.Investor & house-hacker opportunity: The oversized lot provides excellent potential for an ADU, JADU, or expansion (buyer to verify), making this an ideal candidate for generating additional income or increasing long-term value.Located just minutes from Oceanside’s beaches, shopping, dining, and major commuter routes, this home offers both lifestyle and convenience. Easy access to Camp Pendleton makes it especially attractive for VA buyers and military families.Whether you're looking to live in, rent out, or expand, this is a rare opportunity to secure a versatile property in a high-demand coastal market.

Mortgage Calculator

Est. Monthly Payment

$5,548

Principal & Interest$4,419
Property Tax$874
Insurance$255
%($174,800)
%

Investment Score

5D
Est. Monthly Rent
$4,020
Monthly Cashflow

Rent − PITIA

$-1,528
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,181

Mortgage (P+I)
$4,419
Cap Rate
1.70%
Cash-on-Cash
-21.84%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$8,152

NOI (Annual)
$14,857
Price-to-Rent

Lower = better for investors

18.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator