2801 College
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2801 College

D

Oceanside, CA 92056

$849,999

Soft Appraisal Value: $842,300 · 0.9% above estimate

Beds

3

Baths

2

Sqft

1,362

Year Built

1972

Days on Market

52

Property Type

Single Family

HOA/mo

N/A

MLS ID

SW26064494

This property is in Oceanside (92056). View neighborhood stats →

About This Property

TURNKEY SINGLE-STORY WITH OVERSIZED LOT, DUAL ACCESS & ADU POTENTIAL — NO HOA! BRING ALL YOUR TOYS: RV, BOAT, JETSKIS, UTILITY TRAILER, CAN-AM, ATVs, MOTOCYCLES, CARS & MORE...Rare opportunity to own a fully upgraded single-story home on an expansive approximately 9,800 sq. ft. lot just minutes from the beach! Offering the perfect blend of functionality, flexibility, and coastal convenience, this move-in-ready property is ideal for homeowners, investors, and outdoor enthusiasts alike.Bring all the toys — RV, boat, jet skis, trailers, motorcycles, ATVs, Can-Am vehicles, and more! The property features dual access with a front entry gate and rear alley access, providing exceptional convenience, privacy, and versatility. No need to park on the street when you can enter through the back gate and enjoy private, secure parking inside your own lot. Best of all, there is NO HOA.This beautifully maintained 3-bedroom, 2-bath home features vinyl plank flooring throughout, updated plumbing in the kitchen and bathrooms, replaced toilets, and newer appliances including a brand-new refrigerator, lightly used stove, and microwave.Enjoy a spacious and functional floor plan with seamless indoor-outdoor living, perfect for entertaining or relaxing. The expansive backyard is fully fenced and includes a pergola, carport, mature fruit trees, and ample space for future customization.The oversized lot offers incredible potential for an ADU, JADU, guest quarters, or future expansion (buyer to verify), making this an excellent opportunity for multigenerational living or additional rental income.Conveniently located just 10 minutes from Oceanside beaches, shopping, dining, and major commuter routes, with easy access to Camp Pendleton — making this property especially appealing to VA buyers and military families.Whether you're looking for a primary residence, investment opportunity, or property with future growth potential, this versatile coastal home checks all the boxes.

Mortgage Calculator

Est. Monthly Payment

$5,396

Principal & Interest$4,298
Property Tax$850
Insurance$248
%($170,000)
%

Location

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Investment Score

26D
Est. Monthly Rent
$3,356
Monthly Cashflow

Rent − PITIA

$-2,040
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,520

Mortgage (P+I)
$4,298
Cap Rate
1.10%
Cash-on-Cash
-24.85%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$7,928

NOI (Annual)
$9,333
Price-to-Rent

Lower = better for investors

21.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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