
276 El Camino Real #151
Atop 10%Oceanside, CA 92058Neighborhood: San Luis Rey
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$703/mo full cashflow at 20% down, 7.36% rate.
Works at $217,771 (30% under asking), or at 53% down.
Rent $2,162/mo: zip market median for this bed count.
Beds
2
Baths
2
Sqft
1,536
Year Built
1980
Days on Market
48
Property Type
Mfd/Mobile Home
HOA/mo
N/A
MLS ID
NDP2608964
This property is in Oceanside (92058). Browse neighborhood analytics →
About This Property
Picture your morning with sit-down lakefront views, coastal breezes, and a floor plan designed for effortless resort living. This waterfront retreat offers a rare opportunity to secure an incredible location and build instant equity through your own customized updates. Step inside to a spacious living area defined by soaring vaulted ceilings with exposed wood beams, plantation shutters, and floor-to-ceiling windows framing panoramic lake views. The sizeable kitchen comes equipped with a convenient eat-at breakfast counter, full appliance suite (electric flat cooktop, wall oven, microwave, dishwasher, and refrigerator), an adjoining dining area anchored by a beautiful stained-glass chandelier, and a custom built-in hutch with glass-front displays and mirrored backing. The roomy primary suite features mirrored closet doors and an ensuite bathroom complete with dual sinks, a large soaking tub, and a separate walk-in shower. Outside, enjoy an enclosed side porch for year-round indoor-outdoor living, with a fruit-bearing orange tree and charming rose bushes greeting you at the entrance. Additional conveniences include an indoor laundry room with washer/dryer included, an exterior storage shed, and a 2-car covered tandem carport. Offering 2 bedrooms, 2 bathrooms, and 1,536 sq. ft. of single-level living space built in 1980, this home provides the ideal canvas to bring your design vision to life on one of the community’s premier waterfront sites. Live the Resort Lifestyle Year-Round! Located in Laguna Vista Estates, a gated 55+ community, residents have access to a range of amenities and activities, including a pool, spa, pickleball courts, shuffleboard, clubhouse, billiards and ceramics studio, along with social events, movie nights, holiday celebrations and group activities. Approximately 4 miles from the beach, this lakefront setting offers a coastal atmosphere with the added appeal of year-round community amenities.
Mortgage Calculator
Est. Monthly Payment
$2,110
Location
Loading map...
Zoned Schools
Elementary
Louise Foussat Elementary · grades K-5 · Oceanside Unified
Middle
Jefferson Middle · grades 6-8 · Oceanside Unified
High
Oceanside High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,162
Comp Average
$2,162
200 El Camino Real
2bd / 2ba · 1,440 sqft · Mfd/Mobile Home
$319K
Est. $2,162/mo
221 El Camino Real
2bd / 2ba · 1,440 sqft · Mfd/Mobile Home
$320K
Est. $2,162/mo
276 El Camino Real
2bd / 2ba · 1,440 sqft · Mfd/Mobile Home
$395K
Est. $2,162/mo
276 El Camino Real
2bd / 2ba · 1,440 sqft · Mfd/Mobile Home
$410K
Est. $2,162/mo

276 El Camino Real
2bd / 2ba · 1,536 sqft · Mfd/Mobile Home
$429K
Est. $2,162/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
Zip market median for this bed count
Thin data: no closed leases like this one nearby.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$703/mo short at 20% down; 53% down or +$913/mo rent closes it.
- Break-even price
- $217,771
- Break-even rent
- $3,075/mo
- Cashflow at 35% down
- −$383/mo
- Down payment to break even
- 53%
- Rate to break even
- 2.71%
30% under asking
$913/mo above the estimate
$164,247 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator