2684 Escala Circle

2684 Escala Circle

D

San Diego, CA 92108

$899,000

Soft Appraisal Value: $894,500 · 0.5% above estimate

Beds

3

Baths

3.5

Sqft

1,619

Year Built

2004

Days on Market

31

Property Type

Condo

HOA/mo

$534

MLS ID

260004518SD

View on MLS

Description

Welcome to 2684 Escala Circle, a beautifully updated Plan 3 Terrace residence in the sought-after community of Escala. Thoughtfully designed with three levels of living space, this home offers flexibility, comfort, and elevated style in one of Mission Valley’s most desirable gated neighborhoods. The entry-level features a private bedroom and full bathroom, ideal for guests, multigenerational living, or a home office, and is complete with new carpet. This level also provides direct access to the attached two-car garage for everyday ease and convenience.The main living level is bright and inviting, with an open-concept layout perfect for entertaining. The kitchen has been refreshed with new quartz countertops, providing a clean, contemporary feel and ample prep space. The dining area flows seamlessly into the spacious living room, anchored by a cozy gas fireplace. Step outside to the patio to enjoy the afternoon sun and relaxed indoor-outdoor living. This level also includes a convenient half bath and a dedicated laundry room, making daily living both practical and efficient. On the third level, you’ll find two spacious bedrooms, each with its own ensuite bathroom, creating a functional dual-primary layout perfect for privacy and comfort. New carpet on the stairs adds a fresh finishing touch to the home’s recent updates. Residents of Escala enjoy beautifully maintained grounds and resort-style amenities, including a clubhouse, pools, fitness center, tennis courts, and playground, all within a gated setting just minutes from everything San Diego has to offer.

Mortgage Calculator

Est. Monthly Payment

$6,241

Principal & Interest$4,546
Property Tax$899
Insurance$262
HOA$534
%($179,800)
%

Investment Score

5D
Est. Monthly Rent
$4,792
Monthly Cashflow

Rent − PITI − HOA

$-1,449
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,300

Mortgage (P+I)
$4,546
Cap Rate
1.66%
Cash-on-Cash
-22.03%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.77
Break-even Rent
$9,078

NOI (Annual)
$14,948
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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