2634 Juan Street

2634 Juan Street

D

San Diego, CA 92110

$2,299,900

Soft Appraisal Value: $2,227,300 · 3.3% above estimate

Beds

5

Baths

4

Sqft

3,000

Year Built

1962

Days on Market

26

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2601836

Description

Classic Spanish residence with income producing units in a premier Old Town location at the base of Mission Hills. Situated directly across from San Diego’s Historic Old Town State Park, this approximately 2,000 square foot home offers privacy, character, and flexibility in one of the city’s most iconic neighborhoods. The main residence features three bedrooms, including an optional third bedroom or office, and two bathrooms. Timeless Spanish architecture is showcased through arched openings, warm stucco finishes, and beautiful wood flooring. The updated kitchen blends modern convenience with classic style, while the layout provides comfortable living spaces, private backyard and exceptional privacy from the street. The property includes three separate garage spaces, one of which is attached to the main home, providing secure parking and storage. A unique bonus is the duplex located on the property. Each unit is a one-bedroom, one-bath residence with its own yard access, dedicated storage and laundry area, and parking. These units provide excellent flexibility for multigenerational living, guest accommodations, or additional income through long-term or short-term rental use. The lot also offers space for potential ADU expansion, creating additional opportunities for future value. Rarely does a property combine historic character, privacy, flexible living options, and income potential in such a prime Old Town setting just steps from dining, shops, parks, and San Diego’s most celebrated historic landmarks.

Mortgage Calculator

Est. Monthly Payment

$14,600

Principal & Interest$11,630
Property Tax$2,300
Insurance$671
%($459,980)
%

Investment Score

0D
Est. Monthly Rent
$4,787
Monthly Cashflow

Rent − PITIA

$-9,813
Full Cashflow

Incl. vacancy, PM, maint, capex

$-12,831

Mortgage (P+I)
$11,630
Cap Rate
-0.63%
Cash-on-Cash
-33.47%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.33
Break-even Rent
$21,451

NOI (Annual)
$-14,418
Price-to-Rent

Lower = better for investors

40.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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