1860 Illion

1860 Illion

D

San Diego, CA 92110

$2,999,999

Soft Appraisal Value: $2,931,800 · 2.3% above estimate

Beds

4

Baths

3.5

Sqft

2,730

Year Built

2025

Days on Market

23

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005969SD

View on MLS

Description

NEW CONSTRUCTION!! Beautiful Bay Park "Beach Chic" Home featuring panoramic views, warm contemporary styling, and a detached 1BR/1BA ADU! Welcome to this stunning residence blending luxury, comfort, versatility, and spectacular views. Perched in a premier location, the expansive rooftop deck showcases sweeping vistas from USD, Point Loma, the Bay and Ocean, all the way to Mount Soledad—an entertainer’s dream. The primary suite is a true retreat, featuring a spacious walk-in closet, sunset-focused patio, spa-like soaking tub, and oversized shower. Upstairs also offers three additional bedrooms, including another with its own en-suite bath, plus a generous laundry room. At the heart of the home, the chef’s kitchen shines with a 48" Z-line cooktop and double oven dual refrigerators, walk-in pantry, warm wood grain cabinetry, wine fridge, and large quartz waterfall island. Accordion doors off the living and dining areas seamlessly blend indoor and outdoor covered patio space and the private backyard. Added perks include soft-close cabinets, wine fridge, epoxy garage floors, OWNED SOLAR, 10' ceilings, boat and RV parking, and a spacious open plan. This home offers rare indoor-outdoor living, upscale amenities, detached ADU income potential, and panoramic San Diego views—truly the perfect place to call home

Mortgage Calculator

Est. Monthly Payment

$19,045

Principal & Interest$15,170
Property Tax$3,000
Insurance$875
%($600,000)
%

Investment Score

0D
Est. Monthly Rent
$7,742
Monthly Cashflow

Rent − PITIA

$-11,303
Full Cashflow

Incl. vacancy, PM, maint, capex

$-15,583

Mortgage (P+I)
$15,170
Cap Rate
-0.17%
Cash-on-Cash
-31.17%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$27,980

NOI (Annual)
$-4,964
Price-to-Rent

Lower = better for investors

32.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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