25950 Kaywood Dr
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25950 Kaywood Dr

Ctop 80%

Escondido, CA 92026

$1,149,000

Pass at asking: -$4,955/mo full cashflow at 20% down, 7.36% rate.

Works at $500,660 (56% under asking), or at 83% down.

Rent $4,969/mo from 6 leases of 4-bed houses in 92026 ($4,588–$5,107).

Beds

4

Baths

3

Sqft

2,422

Year Built

1979

Days on Market

117

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015992SD

This property is in Escondido (92026). Browse neighborhood analytics →

Virtual Tour

About This Property

Set in a captivating hillside location with sweeping 270-degree views of the mountains and countryside, this special property offers privacy, beauty, and a peaceful connection to nature. Owned solar and an eco-conscious setting support a lifestyle that feels both relaxed and self-sufficient. Certified by the National Wildlife Federation, the grounds have been lovingly curated into an organic, pesticide-free garden paradise with drought-friendly landscaping, raised garden beds, fruit trees, rainwater capture, a greenhouse, chicken coop, terraced outdoor spaces, and walking trails. The main level features an open-concept great room with kitchen, dining, and living areas, vaulted ceilings, white wood beams, a wood-burning fireplace, and view decks that invite the outdoors in. Three bedrooms are located on the main level, including the primary suite, while the lower level offers exceptional flexibility with its own private entrance, bonus room, bedroom, bathroom, laundry area, and extensive storage. Multiple outdoor vignettes create spaces for relaxing, entertaining, gardening, and taking in the views, including a built-in gas firepit terrace, hillside sitting areas, and terraced gardens. Additional highlights include an extra-long two-car garage, workshop/storage areas, RV/boat parking, room for multiple vehicles, and proximity to hiking trails and nearby Dixon Lake, Daley Ranch, and Deer Park Monastery. With its scenic surroundings and sustainable features, this is a true hillside haven for those who want to live closer to nature without feeling far from it all.

Mortgage Calculator

Est. Monthly Payment

$7,823

Principal & Interest$6,339
Property Tax$1,149
Insurance$335
%($229,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Reidy Creek Elementary · grades K-5 · Escondido Union

  • Middle

    Rincon Middle · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

18C
Est. Monthly Rent
$4,969

6 leases of 4-bed houses in 92026 · $4,588–$5,107

Blended 50/50 with the zip's market median ($5,114)

Monthly Cashflow

Rent − PITIA

-$2,854
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,955

What would make this work?

$4,955/mo short at 20% down; 83% down or +$6,435/mo rent closes it.

Break-even price

56% under asking

$500,660
Break-even rent

$6,435/mo above the estimate

$11,404/mo
Cashflow at 35% down
−$3,766/mo
Down payment to break even

$953,670 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,339
Cap Rate
1.71%
Cash-on-Cash
-25.87%
DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)
$19,597
Price-to-Rent

Lower = better for investors

19.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,955/mo