258 Orbital

258 Orbital

Ctop 80%

San Marcos, CA 92078

$699,900
NEW — 1d

Pass at asking: -$3,256/mo full cashflow at 20% down, 7.49% rate.

Works at $277,686 (60% under asking), or at 87% down.

Rent $3,431/mo from 16 leases of 2-bed condos & townhomes in 92078 ($3,456–$3,603).

Beds

2

Baths

3

Sqft

1,378

Year Built

2026

Days on Market

1

Property Type

Condo

HOA/mo

$500

MLS ID

260026059SD

This property is in San Marcos (92078). View neighborhood stats →

About This Property

This new three-story home is host to an inviting open floorplan on the second floor that features convenient access to an outdoor deck, perfect for everyday entertaining. Two bedrooms can be found on the third level, including the luxurious owner's suite. A two-bay garage completes the home. Element is a new collection of attached homes now selling at the master-planned community of The Hill District in San Marcos, CA. Homeowners will enjoy access to great future amenities, such as a recreation center, sparkling swimming pool, parks and trails. It also enjoys a great north county location close to freeways for easy commutes, local shops, eateries and entertainment. The Hill District is a master-planned community offering three brand-new collections with single-family and attached homes, now selling in San Marcos, CA. Photos or renderings may be of the Model Home and not the actual home.

Mortgage Calculator

Est. Monthly Payment

$5,315

Principal & Interest$3,911
Property Tax$700
Insurance$204
HOA$500
%($139,980)
%
Loan Term

Investment Score

32C
Est. Monthly Rent
$3,431

16 leases of 2-bed condos & townhomes in 92078 · $3,456–$3,603

Blended 50/50 with the zip's market median ($3,343)

Monthly Cashflow

Rent − PITIA

-$1,884
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,256

What would make this work?

$3,256/mo short at 20% down; 87% down or +$4,229/mo rent closes it.

Break-even price

60% under asking

$277,686
Break-even rent

$4,229/mo above the estimate

$7,660/mo
Cashflow at 35% down
−$2,523/mo
Down payment to break even

$608,913 cash

87%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,911
Cap Rate
1.42%
Cash-on-Cash
-27.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$9,915
Price-to-Rent

Lower = better for investors

17.0

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,256/mo