256 Larkspur
Ctop 80%Oceanside, CA 92057Neighborhood: Oceana
2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$2,710/mo full cashflow at 20% down, 7.36% rate.
Works at $195,226 (64% under asking), or at 92% down.
Rent $2,626/mo from 20 leases of studio–2 bed condos & townhomes within 2 mi ($2,425–$2,823).
Beds
1
Baths
1.5
Sqft
859
Year Built
2026
Days on Market
58
Property Type
Condo
HOA/mo
$530
MLS ID
260022549SD
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
This new three-story townhome is designed for modern lifestyles. The main living area can be found on the second level among an open-concept floorplan shared between a kitchen and inviting Great Room. The luxurious owner’s suite makes up the third floor, complete with a spa-inspired bathroom and generous walk-in closet. A single-bay garage on the first level is ready for any parking or storage needs. OceanPointe is a new community offering brand-new, townhome-style condominium homes, now selling in Oceanside, CA. The community features a prime location just a short drive from the beach, has no Mello-Roos and features the only newly constructed homes in this area of Oceanside. Residents will enjoy access to onsite amenities, including a recreation area with a pool, tot lot and dog parks. The local area offers ample outdoor recreation with nearby sport fields, hiking trails and pristine local beaches. Proximity to local freeways offers simple commutes and travel, and there are several local shopping centers nearby. Photos or renderings may be of the Model Home and not the actual home.
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Est. Monthly Payment
$4,274
Location
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Comparable Properties
5 comps foundThis Property
$2,626
Comp Average
$2,566

510 Calle Montecito
2bd / 1ba · 806 sqft · Condo
$359K
Est. $2,483/mo
Oceanside
2bd / 2ba · 856 sqft · Condo
$417K
Est. $2,746/mo
513 Calle Montecito
2bd / 2ba · 856 sqft · Condo
$400K
Est. $2,547/mo
502 Calle Montecito
2bd / 2ba · 856 sqft · Condo
$414K
Est. $2,547/mo
505 Calle Montecito
2bd / 2ba · 856 sqft · Condo
$425K
Est. $2,507/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
20 leases of studio–2 bed condos & townhomes within 2 mi · $2,425–$2,823
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,710/mo short at 20% down; 92% down or +$3,520/mo rent closes it.
- Break-even price
- $195,226
- Break-even rent
- $6,146/mo
- Cashflow at 35% down
- −$2,141/mo
- Down payment to break even
- 92%
- Rate to break even
- Not reachable
64% under asking
$3,520/mo above the estimate
$505,908 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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