2465 Oxford Avenue Cardiff By The Sea
Dbottom 20%Cardiff-by-the-Sea, CA 92007
Pass at asking: -$17,508/mo full cashflow at 20% down, 7.43% rate.
Works at $695,447 (77% under asking); even all cash loses money at asking.
Rent $6,937/mo from 14 leases of 2–4 bed houses within 0.5 mi ($6,675–$8,125).
Beds
3
Baths
2
Sqft
1,488
Year Built
1980
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026575SD
This property is in Cardiff-by-the-Sea (92007). View neighborhood stats →
About This Property
Experience the best of Cardiff-by-the-Sea living in this beautifully remodeled coastal home, ideally located west of I-5 in Cardiff's desirable Walking District. Enjoy breathtaking panoramic ocean views and spectacular sunsets from the spacious upstairs primary suite and private balcony. Thoughtfully redesigned for modern coastal living, this 3-bedroom, 2-bath home features an open-concept floor plan, stunning kitchen with quartz countertops and custom cabinetry, engineered white oak flooring, and beautifully renovated bathrooms. Large sliding glass doors connect the kitchen and living area to an inviting front yard retreat featuring a fire pit, seating areas, recently replaced deck, and new designer concrete pavers--perfect for entertaining and indoor-outdoor living. The lush backyard offers a spacious grassy lawn and peaceful retreat, while a finished flex studio attached to the garage provides versatile space for art, yoga, or a home office. Extensive renovations and ongoing improvements include updated windows and doors, recessed lighting, a hot-water outdoor shower, tankless water heater, mini-split heating and cooling, whole-house water filtration, and a gated driveway. Just a short stroll to the beach, Glen Park, Seaside Market, restaurants, shops, and schools, this exceptional home captures the very best of Cardiff's relaxed coastal lifestyle. -bathrooms. Large sliding glass doors connect the kitchen and living area to an inviting front yard retreat featuring a fire pit, seating areas, recently replaced deck, and new designer concrete pavers--perfect for entertaining and indoor-outdoor living. The lush backyard offers a spacious grassy lawn and peaceful retreat, while a finished flex studio attached to the garage provides versatile space for art, yoga, or a home office. Extensive renovations and ongoing improvements include updated windows and doors, recessed lighting, a hot-water outdoor shower, tankless water heater, mini-split heating and cooling, whole-house water filtration, and a gated driveway. Just a short stroll to the beach, Glen Park, Seaside Market, restaurants, shops, and schools, this exceptional home captures the very best of Cardiff's relaxed coastal lifestyle.Buyer and Buyer's Agent to independently verify all square footage, measurements, permits, and property information.
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Est. Monthly Payment
$20,370
Location
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Comparable Properties
2 comps foundThis Property
$6,937
Comp Average
$6,696

2326 Oxford Ave
3bd / 3ba · 2,157 sqft · Single Family
$2.80M
Est. $7,694/mo
2274 Edinburg Cardiff By The Sea
3bd / 1ba · 970 sqft · Single Family
$2.50M
Est. $5,698/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
14 leases of 2–4 bed houses within 0.5 mi · $6,675–$8,125
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$17,508/mo short at 20% down; +$22,738/mo rent closes it.
- Break-even price
- $695,447
- Break-even rent
- $29,675/mo
- Cashflow at 35% down
- −$14,409/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
77% under asking
$22,738/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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