Cardiff-by-the-Sea
92007 · Encinitas
Cardiff-by-the-Sea — a laid-back beach enclave within Encinitas known for Cardiff reef, the Seaside Market, and some of the most coveted coastal lots in North County. Tiny inventory with premium pricing.
Active Listings
12
Median Price
$1.79M
Avg Rent
$7,055/mo
Avg Cashflow
$-11,444/mo
Avg Cap Rate
0.3%
Avg CoC
-28.6%
P/R Ratio
34.0
Cashflow+ %
0%
Price Range
$879K
$8.5M
Highlights
- ✓Iconic surf breaks and tide pools at Cardiff State Beach
- ✓Walkable restaurant row on Chesterfield Drive
- ✓Part of the top-rated Encinitas Union school district
- ✓Strong lifestyle appeal drives consistent rental demand
Investor Notes
- ◈Very small market (~8 active listings) — patience needed
- ◈Expect premium prices and lower cap rates similar to 92024
- ◈SFR tear-downs and rebuilds are common — watch for construction risk
- ◈High appreciation potential but negative cashflow likely at entry
Demographics
Vibe
Laid-back surf town
Median Income
~$120K
Top Employers
Self-employed, biotech, hospitality
Top 5 Listings by Score
| Address | Score | Price | Est. Rent | CF/mo |
|---|---|---|---|---|
| 1248 Evergreen Dr 3bd / 1.5ba · 1,258 sqft | C 30 | $945K | $4,733 | $-1,712 |
| 1245 Evergreen Drive Cardiff By The Sea 2bd / 1ba · 922 sqft | C 23 | $879K | $3,955 | $-2,071 |
| 1081 Woodlake Dr Cardiff By The Sea 3bd / 2.5ba · 1,258 sqft | C 22 | $1099K | $5,235 | $-2,171 |
| 2556 Ocean Cove Dr. Cardiff By The Sea 2bd / 1ba · 876 sqft | C 20 | $939K | $4,226 | $-2,245 |
| 2479 Caminito Ocean Cardiff By The Sea 2bd / 2ba · 1,274 sqft | C 19 | $1000K | $4,562 | $-2,301 |
Stats are live from our database. Default assumptions: 20% down, 6.5% rate, 30yr. Rents estimated via proprietary model.