Cardiff-by-the-Sea
92007 · Encinitas
Cardiff-by-the-Sea — a laid-back beach enclave within Encinitas known for Cardiff reef, the Seaside Market, and some of the most coveted coastal lots in North County. Tiny inventory with premium pricing.
Active Listings
8
Median Price
$3.27M
Avg Rent
$8,866/mo
Avg Cashflow
$-14,739/mo
Avg Cap Rate
0.2%
Avg CoC
-31.7%
P/R Ratio
32.6
Cashflow+ %
0%
Price Range
$859K
$7.5M
Highlights
- ✓Iconic surf breaks and tide pools at Cardiff State Beach
- ✓Walkable restaurant row on Chesterfield Drive
- ✓Part of the top-rated Encinitas Union school district
- ✓Strong lifestyle appeal drives consistent rental demand
Investor Notes
- ◈Very small market (~8 active listings) — patience needed
- ◈Expect premium prices and lower cap rates similar to 92024
- ◈SFR tear-downs and rebuilds are common — watch for construction risk
- ◈High appreciation potential but negative cashflow likely at entry
Demographics
Vibe
Laid-back surf town
Median Income
~$120K
Top Employers
Self-employed, biotech, hospitality
Top 5 Listings by Score
| Address | Score | Price | Est. Rent | CF/mo |
|---|---|---|---|---|
| 1248 Evergreen Dr 3bd / 1.5ba · 1,258 sqft | C 27 | $945K | $4,831 | $-2,009 |
| 2556 Ocean Cove Dr. Cardiff By The Sea 2bd / 1ba · 876 sqft | C 25 | $859K | $4,213 | $-2,109 |
| 1805 Mackinnon Avenue ?bd / ?ba · 2,523 sqft | C 8 | $2795K | $10,166 | $-8,743 |
| 1839 Freda Lane 5bd / 4ba · 2,978 sqft | C 7 | $2950K | $10,311 | $-9,646 |
| 2371 San Elijo Avenue 4bd / 3ba · 2,340 sqft | D 0 | $3600K | $7,023 | $-17,582 |
Stats are live from our database. Default assumptions: 20% down, 7.28% rate, 30yr. Rents estimated via proprietary model.