2457 Crooked Trail Road
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2457 Crooked Trail Road

Ctop 80%

Chula Vista, CA 91914

$1,250,000
NEW — 0d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$4,857/mo full cashflow at 20% down, 7.49% rate.

Works at $620,382 (50% under asking), or at 76% down.

Rent $6,473/mo from 17 leases of 4–6 bed houses within 2 mi ($5,499–$6,164).

Beds

5

Baths

3

Sqft

2,897

Year Built

2004

Days on Market

0

Property Type

Single Family

HOA/mo

$199

MLS ID

PTP2608183

This property is in Chula Vista (91914). Browse neighborhood analytics →

Virtual Tour

About This Property

There's something special about finding a home that offers plenty of room to spread out, beautiful views, and a neighborhood you'll love being part of. Nestled in the Rolling Hills Ranch community, this 4 bedroom (optional 5th), 3 bathroom home offers nearly 2,900 square feet of living space, a thoughtful layout, and a private backyard overlooking the canyon. Inside, the home has a natural flow that makes everyday living feel easy. Wood floors run throughout, and there's no shortage of space to gather or find a quiet corner of your own. The front living room offers a separate place to relax or entertain, while the kitchen sits perfectly between the dining area and the family room, keeping everyone connected without sacrificing the distinct spaces that make this floor plan so functional. The family room, complete with a fireplace, opens through sliding glass doors to a spacious backyard where canyon views and privacy take center stage. Whether it's a slow morning with coffee outside, dinner with friends, or simply enjoying the open space behind you, it's the kind of backyard you'll find yourself using every day. A downstairs bedroom and full bathroom add flexibility for overnight guests, extended family, or whatever life calls for. Upstairs, even the landing has a purpose, with a built-in workspace that makes a great spot for working from home, studying, or staying organized. The primary suite is particularly special, offering much more than just a place to sleep. A private fireplace adds warmth and character, while an entirely separate bonus room gives you the freedom to create a sitting room, home office, workout space, or a quiet retreat of your own. The spacious bathroom features dual vanities, a separate shower and soaking tub, and an oversized walk-in closet with plenty of room for everything. Add in a three-car garage, and there's a place for just about everything. And then there's Rolling Hills Ranch. It's easy to see why people love living here. With community pools, neighborhood parks, walking trails, and beautiful open spaces, there's always something to enjoy close to home. Schools, shopping, restaurants, and everyday conveniences are just minutes away, while the surrounding hills and peaceful streets give the neighborhood a sense of escape from the busier parts of San Diego. Between the space, the views, and everything Rolling Hills Ranch has to offer, it's easy to see what makes this place so special.

Mortgage Calculator

Est. Monthly Payment

$8,799

Principal & Interest$6,985
Property Tax$1,250
Insurance$365
HOA$199
%($250,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Marshall (Thurgood) Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Eastlake High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

26C
Est. Monthly Rent
$6,473

17 leases of 4–6 bed houses within 2 mi · $5,499–$6,164

Blended 50/50 with the zip's market median ($7,086)

Monthly Cashflow

Rent − PITIA

-$2,326
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,857

What would make this work?

$4,857/mo short at 20% down; 76% down or +$6,307/mo rent closes it.

Break-even price

50% under asking

$620,382
Break-even rent

$6,307/mo above the estimate

$12,780/mo
Cashflow at 35% down
−$3,547/mo
Down payment to break even

$950,000 cash

76%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,985
Cap Rate
2.35%
Cash-on-Cash
-23.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.74

NOI (Annual)
$29,426
Price-to-Rent

Lower = better for investors

16.1

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,857/mo