245 W Bobier Drive SPC 32
Atop 10%Vista, CA 92083
Pass at asking: -$1,113/mo full cashflow at 20% down, 7.43% rate.
Works at $179,067 (45% under asking), or at 70% down.
Rent $2,104/mo: zip market median for this bed count.
Beds
2
Baths
2
Sqft
894
Year Built
2013
Days on Market
1
Property Type
Manufactured
HOA/mo
$245
MLS ID
NDP2610157
This property is in Vista (92083). Browse neighborhood analytics →
About This Property
Welcome to Sierra Vista, a desirable resident-owned 55+ community in Vista where YOU OWN THE LAND! No space rent, no land lease, and no buy-in fee! This rare opportunity offers the benefits of homeownership with FHA, VA, and conventional financing options available. Built in 2013 by US Modular Home, this beautifully maintained 2-bedroom, 2-full-bath home offers modern comfort, an inviting open floor plan, and impressive 9-foot ceilings that create a bright, spacious feel. The living and dining areas flow seamlessly into the kitchen with a convenient breakfast counter, perfect for casual dining and entertaining. Fresh interior paint and new flooring make this home move-in ready! Enjoy a low-maintenance yard, two covered parking spaces, and a storage shed for added convenience. Sierra Vista offers an exceptional lifestyle with an affordable $275 monthly HOA fee that includes water, trash, and basic cable. Community amenities include a clubhouse, swimming pool, fitness center, library, billiards room, and laundry facilities. Pet-friendly too, allowing two pets per household weighing up to 30 pounds each! The primary occupant must be 55 or older, with a second resident permitted at age 45 or older. Conveniently located near shopping, dining, public transportation, and just a short drive to North County San Diego beaches. Land ownership, low HOA fees, modern construction, and resort-style amenities make this Vista 55+ home a rare find!
Mortgage Calculator
Est. Monthly Payment
$2,463
Comparable Properties
4 comps foundThis Property
$2,104
Comp Average
$2,722
400 Melrose Drive
3bd / 2ba · 1,040 sqft · Mfd/Mobile Home
$379K
Est. $2,928/mo
1333 Olive Ave
3bd / 2ba · 1,269 sqft · Mfd/Mobile Home
$380K
Est. $2,928/mo
1333 Olive Avenue
3bd / 2ba · 1,238 sqft · Mfd/Mobile Home
$389K
Est. $2,928/mo
245 Bobier Drive
2bd / 1.5ba · 1,020 sqft · Manufactured
$315K
Est. $2,104/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Zip market median for this bed count
Thin data: no closed leases like this one nearby.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,113/mo short at 20% down; 70% down or +$1,445/mo rent closes it.
- Break-even price
- $179,067
- Break-even rent
- $3,549/mo
- Cashflow at 35% down
- −$775/mo
- Down payment to break even
- 70%
- Rate to break even
- Not reachable
45% under asking
$1,445/mo above the estimate
$226,800 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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