245 Bobier Drive #06
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245 Bobier Drive #06

Atop 10%

Vista, CA 92083

$315,000

Pass at asking: -$1,070/mo full cashflow at 20% down, 7.36% rate.

Works at $175,004 (44% under asking), or at 70% down.

Rent $2,094/mo: zip market median for this bed count.

Beds

2

Baths

1.5

Sqft

1,020

Year Built

1965

Days on Market

135

Property Type

Manufactured

HOA/mo

$275

MLS ID

NDP2606263

This property is in Vista (92083). Browse neighborhood analytics →

Virtual Tour

About This Property

California living at its best! Enjoy breathtaking panoramic views of the rolling Vista hills from this beautifully maintained home located in a desirable land-owned 55+ community. This inviting 2-bedroom, 1.5-bath residence offers comfort, convenience, and thoughtful upgrades throughout. The wheelchair-accessible floor plan features vinyl flooring, pocket doors, central air conditioning, and an indoor laundry area. The well-appointed kitchen is designed for both functionality and style, featuring a double oven and convenient IKEA pull-out drawers for easy organization and access. Step outside and enjoy the wonderful Southern California climate from the private outdoor living spaces. The terraced garden area provides the perfect setting for relaxing, gardening, or entertaining while taking in the stunning views. A rare opportunity to own a charming home with beautiful views, accessibility features, and the added benefit of land ownership.

Mortgage Calculator

Est. Monthly Payment

$2,420

Principal & Interest$1,738
Property Tax$315
Insurance$92
HOA$275
%($63,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bobier Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

71A
Est. Monthly Rent
$2,094

Zip market median for this bed count

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

-$326
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,070

What would make this work?

$1,070/mo short at 20% down; 70% down or +$1,390/mo rent closes it.

Break-even price

44% under asking

$175,004
Break-even rent

$1,390/mo above the estimate

$3,484/mo
Cashflow at 35% down
−$744/mo
Down payment to break even

$220,500 cash

70%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,738
Cap Rate
2.94%
Cash-on-Cash
-20.38%
DSCR

Need ≥ 1.25 for DSCR loan

0.87

NOI (Annual)
$9,271
Price-to-Rent

Lower = better for investors

12.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,070/mo