
2369 Paseo Los Gatos
Ctop 80%Chula Vista, CA 91914
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$5,347/mo full cashflow at 20% down, 7.36% rate.
Works at $529,350 (57% under asking), or at 84% down.
Rent $5,526/mo from 8 leases of 4-bed houses within 2 mi ($5,308–$5,905).
Beds
4
Baths
3
Sqft
2,790
Year Built
2004
Days on Market
1
Property Type
Single Family
HOA/mo
$210
MLS ID
260026851SD
This property is in Chula Vista (91914). Browse neighborhood analytics →
About This Property
Four bedrooms plus a loft, three full baths and 2,790 square feet on a 7,022 square foot lot, with open space and no home directly behind. Much of the work has already been done. The bamboo flooring and cabinetry have been refinished, the interior has been freshly painted in neutral colors, the HVAC has been serviced and termite clearance has been completed. The kitchen features granite countertops, a six burner gas cooktop, double ovens, stainless steel appliances and plenty of cabinet space. The main level feels open while still offering defined living and dining areas. Upstairs, the loft provides flexible space for an office, playroom or media room, with the potential to become a fifth bedroom. The primary suite includes a walk-in closet, dual vanities, a soaking tub and separate shower. A three car garage provides plenty of room for parking and storage. The backyard offers mature landscaping, a lawn and covered patio, with a hillside behind the property instead of another home. San Miguel Ranch residents enjoy a community pool, clubhouse, fitness center and tennis courts. Mount San Miguel Park is nearby with a dog park, baseball fields, basketball courts and play areas. The Shops at San Miguel Ranch, Starbucks, Pizzo’s, Trader Joe’s, Sprouts and SR 125 are all just minutes away.
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Est. Monthly Payment
$8,578
Location
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Zoned Schools
Elementary
Liberty Elementary · grades K-6 · Chula Vista Elementary
Middle
Eastlake Middle · grades 7-8 · Sweetwater Union High
High
Eastlake High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,526
Comp Average
$5,883
509 Windy Way
5bd / 3ba · 2,588 sqft · Single Family
$1.20M
Est. $6,162/mo

359 Plaza Toluca
5bd / 4ba · 2,887 sqft · Single Family
$1.24M
Est. $6,303/mo
2457 Crooked Trail Road
5bd / 3ba · 2,897 sqft · Single Family
$1.25M
Est. $5,909/mo
442 Corte Calypso
4bd / 3ba · 2,286 sqft · Single Family
$1.17M
Est. $5,080/mo
2565 High Trail Court
4bd / 3ba · 3,168 sqft · Single Family
$1.42M
Est. $5,962/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 4-bed houses within 2 mi · $5,308–$5,905
Blended 50/50 with the zip's market median ($5,516)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,347/mo short at 20% down; 84% down or +$6,944/mo rent closes it.
- Break-even price
- $529,350
- Break-even rent
- $12,470/mo
- Cashflow at 35% down
- −$4,075/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
57% under asking
$6,944/mo above the estimate
$1,032,360 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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