2291 Cardinal

2291 Cardinal

D

San Diego, CA 92123

$1,199,000

Beds

3

Baths

2

Sqft

1,050

Year Built

1960

Days on Market

20

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006186SD

View on MLS

Description

Turnkey trophy property: Impeccably remodeled, with permits, 3BR/2BA residence,blending modern design, high-end finishes, and effortless indoor-outdoor living.This move-in ready property features an open, light filled interior with recessed lighting,brand new luxury vinyl flooring,and contemporary finishes that create a clean,sophisticated feel.The fully updated kitchen includes all new stainless steel appliances,perfect for everyday living and entertaining.Both bathrooms have been completely remodeled with sleek, modern design elements.Major improvements include upgraded electrical and main panel, updated plumbing,a new roof, new gutters, and new windows provide comfort, efficiency, and peace of mind.The primary suite features french doors that open to a private patio, creating seamless indoor-outdoor living. Step outside from either the dining room or the primary suite to a newly redesigned backyard, featuring mature landscaping, a private and spacious deck with sweeping canyon views, creating the perfect setting for relaxing or hosting guests while enjoying the beautiful natural surroundings.Additional highlights include a two car garage, equipped with EV charging, making this home ideal for modern living.

Mortgage Calculator

Est. Monthly Payment

$7,612

Principal & Interest$6,063
Property Tax$1,199
Insurance$350
%($239,800)
%

Investment Score

2D
Est. Monthly Rent
$4,254
Monthly Cashflow

Rent − PITIA

$-3,358
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,335

Mortgage (P+I)
$6,063
Cap Rate
0.73%
Cash-on-Cash
-26.70%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$11,183

NOI (Annual)
$8,729
Price-to-Rent

Lower = better for investors

23.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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