2280 Dos Lomas
Ctop 80%Fallbrook, CA 92028
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$9,011/mo full cashflow at 20% down, 7.43% rate.
Works at $476,716 (71% under asking), or at 99% down.
Rent $4,942/mo from 4 leases of 4-bed houses in 92028 ($4,391–$5,391).
Beds
4
Baths
4
Sqft
3,098
Year Built
2000
Days on Market
0
Property Type
Single Family
HOA/mo
$144
MLS ID
260026468SD
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
Welcome to this spacious single-level home in the desirable gated community of Champagne Crest! Situated on 1.48 acres, this property captures panoramic countryside views and offers a beautiful blend of space, comfort, and country living. Thoughtfully refreshed throughout, the home features new flooring, appliances, interior paint, updated bathrooms, new valves and sinks, and refreshed hardware, along with a new HVAC system. The large view deck with spa is the perfect place to relax and take in the surrounding scenery. Enjoy your own avocado grove, where you can pick fresh avocados right from the property! Inside, you'll find a spacious eat-in kitchen with center island, granite countertops, and pantry, plus a separate formal dining room. The family room features a cozy fireplace, built-ins, surround sound, and vaulted ceilings throughout. The generous primary suite offers two walk-in closets and an oversized spa tub. A desirable split floor plan provides privacy and flexibility for multigenerational living. Enjoy the views, space, and peaceful country lifestyle Champagne Crest has to offer!
Mortgage Calculator
Est. Monthly Payment
$11,442
Location
Loading map...
Zoned Schools
Elementary
Bonsall Elementary · grades K-5 · Bonsall Unified
Middle
Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified
High
Bonsall High · grades 9-12 · Bonsall Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,942
Comp Average
$4,856
3144 Alta Verde Dr.
4bd / 4.5ba · 3,022 sqft · Single Family
$1.26M
Est. $4,912/mo
2043 Vista Valle Verde Drive
4bd / 2.5ba · 2,994 sqft · Single Family
$1.35M
Est. $4,901/mo
40340 Sandia Creek Dr
4bd / 4ba · 2,988 sqft · Single Family
$1.43M
Est. $4,899/mo
1691 Tecalote Drive
4bd / 2.5ba · 3,203 sqft · Single Family
$1.55M
Est. $4,640/mo
1594 Green Canyon Lane
4bd / 4.5ba · 3,060 sqft · Single Family
$1.93M
Est. $4,927/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
4 leases of 4-bed houses in 92028 · $4,391–$5,391
Blended 50/50 with the zip's market median ($5,104)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$9,011/mo short at 20% down; 99% down or +$11,703/mo rent closes it.
- Break-even price
- $476,716
- Break-even rent
- $16,645/mo
- Cashflow at 35% down
- −$7,292/mo
- Down payment to break even
- 99%
- Rate to break even
- Not reachable
71% under asking
$11,703/mo above the estimate
$1,633,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator