2230 Calle Dos Lomas
Ctop 80%Fallbrook, CA 92028
Pass at asking: -$5,192/mo full cashflow at 20% down, 7.36% rate.
Works at $620,660 (52% under asking), or at 78% down.
Rent $6,160/mo from 6 leases of 4–6 bed houses in 92028 ($5,677–$6,354).
Beds
5
Baths
5
Sqft
4,830
Year Built
1996
Days on Market
336
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2511422
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
Welcome home to a stunning single-story Mediterranean-style retreat set at the end of a quiet cul-de-sac in the coveted Gird Valley hills of Fallbrook. This exceptional property blends luxury, comfort, and versatility, making it an ideal haven for today’s MULTIGENERATIONAL lifestyle with an attached 2000 SQFT 2-bedroom ADU with its own private entrance, polished finishes, and a dedicated laundry closet The single-story main residence showcases polished travertine floors, 3 spacious bedrooms, and beautifully arranged living spaces including a family room and formal dining room. The kitchen is thoughtfully designed to capture views from every angle, creating a light-filled culinary space that connects seamlessly to the surrounding hillsides. Expansive balconies off the living room and kitchen elevate daily living with sweeping vistas, while the grand playroom provides an impressive bonus area for recreation or gatherings. A fully fenced pool and spa perfect for relaxing under the California sun. Additional highlights include a PAID OFF SOLAR SYSTEM, a circular driveway, 5-car garage for the car enthusiast, and RV parking, delivering exceptional utility and long-term value. This remarkable estate offers the beauty, space, and lifestyle you’ve been dreaming of—truly a home you deserve.
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Est. Monthly Payment
$8,852
Location
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Zoned Schools
Elementary
Bonsall Elementary · grades K-5 · Bonsall Unified
Middle
Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified
High
Bonsall High · grades 9-12 · Bonsall Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,160
Comp Average
$6,116
1745 Dorothea Avenue
5bd / 5ba · 5,151 sqft · Single Family
$1.20M
Est. $6,282/mo
40461 Rock Mountain
5bd / 6.5ba · 4,532 sqft · Single Family
$1.23M
Est. $6,439/mo
3006 Skycrest Drive
4bd / 3.5ba · 4,854 sqft · Single Family
$1.45M
Est. $5,982/mo
3642 Alta Vista Drive
4bd / 3ba · 4,583 sqft · Single Family
$1.80M
Est. $6,026/mo
5148 Minneola Drive
5bd / 4.5ba · 4,357 sqft · Single Family
$1.99M
Est. $5,850/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
6 leases of 4–6 bed houses in 92028 · $5,677–$6,354
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,192/mo short at 20% down; 78% down or +$6,742/mo rent closes it.
- Break-even price
- $620,660
- Break-even rent
- $12,902/mo
- Cashflow at 35% down
- −$3,847/mo
- Down payment to break even
- 78%
- Rate to break even
- Not reachable
52% under asking
$6,742/mo above the estimate
$1,014,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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