223 Via Osuna
Ctop 80%Rancho Santa Fe, CA 92091
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$7,712/mo full cashflow at 20% down, 7.43% rate.
Works at $585,873 (63% under asking), or at 90% down.
Rent $6,831/mo from 4 leases of 1–3 bed condos & townhomes in Rancho Santa Fe ($5,623–$8,109).
Beds
2
Baths
3
Sqft
1,603
Year Built
1966
Days on Market
195
Property Type
Condo
HOA/mo
$760
MLS ID
NDP2604000
This property is in Rancho Santa Fe (92091). Browse neighborhood analytics →
About This Property
Back on Market at No Fault of Property! Don't miss this opportunity! Single Level, Golf Course Frontage home in Whispering Palms! Situated on the 9 North of the La Valle Coastal Club Resort with beautiful views of the fairway and beyond! Single level with 2 bedrooms, 2 baths PLUS the Added Bonus of a loft with an enclosed room and bathroom! The home is an end unit allowing the extra windows and loads of natural light. The kitchen features custom cabinetry, granite counters and a large island and opens onto the dining area and inviting living room with fireplace! Views from nearly every room! Sunny and bright entry courtyard and a 2 car garage. Just steps to the vibrant La Valle Coastal Club Resort! Whispering Palms offers a wonderful lifestyle and conveniently located to all! A True Gem!
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Est. Monthly Payment
$11,647
Location
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Zoned Schools
Elementary
Solana Santa Fe Elementary · grades K-6 · Solana Beach Elementary
Middle
Earl Warren Middle · grades 7-8 · San Dieguito Union High
High
Torrey Pines High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
2 comps foundThis Property
$6,831
Comp Average
$7,166
129 Cancha De Golf
3bd / 2.5ba · 1,764 sqft · Condo
$1.54M
Est. $7,166/mo
137 Via Coronado
3bd / 2.5ba · 1,764 sqft · Townhouse
$1.70M
Est. $7,166/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
4 leases of 1–3 bed condos & townhomes in Rancho Santa Fe · $5,623–$8,109
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,712/mo short at 20% down; 90% down or +$10,016/mo rent closes it.
- Break-even price
- $585,873
- Break-even rent
- $16,847/mo
- Cashflow at 35% down
- −$6,056/mo
- Down payment to break even
- 90%
- Rate to break even
- Not reachable
63% under asking
$10,016/mo above the estimate
$1,431,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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