129 Cancha De Golf
Ctop 80%Rancho Santa Fe, CA 92091
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$7,686/mo full cashflow at 20% down, 7.43% rate.
Works at $538,332 (65% under asking), or at 92% down.
Rent $6,380/mo from 4 leases of 2–4 bed condos & townhomes in Rancho Santa Fe ($5,898–$8,507).
Beds
3
Baths
2.5
Sqft
1,764
Year Built
1966
Days on Market
82
Property Type
Condo
HOA/mo
$778
MLS ID
260020278SD
This property is in Rancho Santa Fe (92091). Browse neighborhood analytics →
About This Property
Welcome to 129 Cancha de Golf, where the relaxed elegance of Rancho Santa Fe meets the vibrant energy of coastal living. Tucked within the sought-after Whispering Palms Villas, this beautifully updated residence offers privacy, lush surroundings, and an exceptional location on the west side of Rancho Santa Fe. A spacious private entry courtyard sets the tone, featuring custom pavers and a sparkling fountain—an inviting retreat for morning coffee, entertaining friends, or evenings by the fire under the stars. Inside, the largest floor plan offered in the Villas has been refreshed with new interior paint and plush new carpeting throughout. The kitchen features stainless steel appliances and a pantry, opening effortlessly to the dining and living areas, where a cozy fireplace creates a warm and welcoming gathering space. Upstairs, all three bedrooms feature soaring vaulted ceilings, while beautifully remodeled bathrooms bring a fresh, modern feel to the home. Indoor-outdoor living continues with a second private patio opening directly to the manicured greenbelt, creating a peaceful backdrop just moments from the community pool and nearby fairways. The location is what truly sets this home apart. Just steps away is the newly revitalized La Valle Coastal Club, offering 27 holes of golf, pickleball, tennis, fitness, spa amenities, dining, and more. Ideally positioned for both convenience and lifestyle, 129 Cancha de Golf offers easy access to I-5, the charm of Rancho Santa Fe Village and The Inn at Rancho Santa Fe, and the beaches, dining, and excitement of Del Mar RaceTrack Welcome to 129 Cancha de Golf, where the relaxed elegance of Rancho Santa Fe meets the vibrant energy of coastal living. Tucked within the sought-after Whispering Palms Villas, this beautifully updated residence offers privacy, lush surroundings, and an exceptional location on the west side of Rancho Santa Fe. A spacious private entry courtyard sets the tone, featuring custom pavers and a sparkling fountain—an inviting retreat for morning coffee, entertaining friends, or evenings by the fire under the stars. Inside, the largest floor plan offered in the Villas has been refreshed with new interior paint and plush new carpeting throughout. The kitchen features stainless steel appliances and a pantry, opening effortlessly to the dining and living areas, where a cozy fireplace creates a warm and welcoming gathering space. Upstairs, all three bedrooms feature soaring vaulted ceilings, while beautifully remodeled bathrooms bring a fresh, modern feel to the home. Indoor-outdoor living continues with a second private patio opening directly to the manicured greenbelt, creating a peaceful backdrop just moments from the community pool and nearby fairways. The location is what truly sets this home apart. Just steps away is the newly revitalized La Valle Coastal Club, offering 27 holes of golf, pickleball, tennis, fitness, spa amenities, dining, and more. Ideally positioned for both convenience and lifestyle, 129 Cancha de Golf offers easy access to I-5, the charm of Rancho Santa Fe Village and The Inn at Rancho Santa Fe, and the beaches, dining, and excitement of Del Mar and the iconic Del Mar Racetrack just minutes away. Move-in ready, beautifully updated, and surrounded by some of North County’s most desirable amenities, 129 Cancha de Golf is an opportunity to enjoy the best of Rancho Santa Fe and coastal San Diego living.
Mortgage Calculator
Est. Monthly Payment
$11,316
Location
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Zoned Schools
Elementary
Solana Santa Fe Elementary · grades K-6 · Solana Beach Elementary
Middle
Earl Warren Middle · grades 7-8 · San Dieguito Union High
High
Torrey Pines High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
2 comps foundThis Property
$6,380
Comp Average
$6,281
223 Via Osuna
2bd / 3ba · 1,603 sqft · Condo
$1.59M
Est. $6,151/mo
137 Via Coronado
3bd / 2.5ba · 1,764 sqft · Townhouse
$1.70M
Est. $6,410/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
4 leases of 2–4 bed condos & townhomes in Rancho Santa Fe · $5,898–$8,507
Blended 50/50 with the zip's market median ($5,593)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,686/mo short at 20% down; 92% down or +$9,981/mo rent closes it.
- Break-even price
- $538,332
- Break-even rent
- $16,361/mo
- Cashflow at 35% down
- −$6,083/mo
- Down payment to break even
- 92%
- Rate to break even
- Not reachable
65% under asking
$9,981/mo above the estimate
$1,415,880 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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