220 El Camino Real #13
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220 El Camino Real #13

Atop 10%

Oceanside, CA 92058Neighborhood: San Luis Rey

$375,000
STR closed · inland Oceanside

2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$594/mo full cashflow at 20% down, 7.36% rate.

Works at $297,188 (21% under asking), or at 43% down.

Rent $2,950/mo: zip market median for this bed count.

Beds

3

Baths

2

Sqft

1,344

Year Built

1993

Days on Market

100

Property Type

Mfd/Mobile Home

HOA/mo

N/A

MLS ID

CV26170442

This property is in Oceanside (92058). Browse neighborhood analytics →

About This Property

COMPLETELY REMODELED, all ages Family Park! Come see this inviting Oceanside Manufactured Home located 10 minutes from the coast. As you step inside this stunning home you’ll find an exceptionally spacious and inviting layout that's one of a kind. BRAND NEW $18k ROOF! You’ll love the 3-bedroom, 2-bath home that offers a fresh, modern feel with thoughtful upgrades throughout. Brand new luxury vinyl plank flooring throughout the unit. The large formal living room provides plenty of room, while the dining area flows seamlessly into your new kitchen featuring custom cabinetry, and stainless-steel appliances (washer/dryer and dishwasher both have extended warranties) Both bathrooms have been remodeled with new plumbing and vanities. In-unit washer and dryer. Custom blinds throughout. Additional improvements include new double-pane windows and new fresh two-tone exterior paint. As you step outside enjoy the ocean breeze smell into your private yard featuring low-maintenance new turf with gorgeous vinyl fencing perfect for relaxing outdoors and entertaining family & friends for BBQ on those summer nights. Other features include a covered patio with parking for three cars. The fenced “side yard” for small dogs/outside seating (umbrella and chairs stay) can also be converted back to parking area. There’s a clubhouse, community pickleball courts, sparkling pool, billiards room, banquet room with big kitchen for big family gatherings or whatever occasion you have, convenient laundry facilities, low space rent, with no street noise. Don't miss this incredible opportunity to own a home that is truly move-in ready. Schedule your private showing today!

Mortgage Calculator

Est. Monthly Payment

$2,553

Principal & Interest$2,069
Property Tax$375
Insurance$109
%($75,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Louise Foussat Elementary · grades K-5 · Oceanside Unified

  • Middle

    Jefferson Middle · grades 6-8 · Oceanside Unified

  • High

    Oceanside High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

83A
Est. Monthly Rent
$2,950

Zip market median for this bed count

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

+$397
Full Cashflow

Incl. vacancy, PM, maint, capex

-$594

What would make this work?

$594/mo short at 20% down; 43% down or +$771/mo rent closes it.

Break-even price

21% under asking

$297,188
Break-even rent

$771/mo above the estimate

$3,721/mo
Cashflow at 35% down
−$206/mo
Down payment to break even

$161,250 cash

43%
Rate to break even

at 20% down

4.25%

Mortgage (P+I)
$2,069
Cap Rate
5.19%
Cash-on-Cash
-9.50%
DSCR

Need ≥ 1.25 for DSCR loan

1.16

NOI (Annual)
$19,470
Price-to-Rent

Lower = better for investors

10.6

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$594/mo