1154 Monte Vista Dr
Btop 30%Vista, CA 92084
Pass at asking: -$3,384/mo full cashflow at 20% down, 7.36% rate.
Works at $417,189 (51% under asking), or at 78% down.
Rent $4,141/mo from 11 leases of 2–4 bed houses within 2 mi ($3,733–$4,157).
Beds
3
Baths
2
Sqft
1,634
Year Built
1978
Days on Market
127
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2606505
This property is in Vista (92084). Browse neighborhood analytics →
About This Property
Come home to peace and privacy on a quiet, private road in Vista most desirable neighborhoods. This 3-bedroom 2-bathroom home offers comfortable living with a cozy fireplace in the living room, perfect for relaxing evenings. Backyard offers peaceful calm style retreat, enjoy covered patio for year-round hangouts, with family and friends water fountain and fruit trees surround backyard. Love your yard without the hassle of watering, sprinkle system throughout front/backyard low maintenance. Don't miss this well maintain home. Convenience to shopping, food and gas, walking distance to public transportation. Easy commute to 78 freeway access.
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Est. Monthly Payment
$5,856
Location
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Zoned Schools
Elementary
Monte Vista Elementary · grades K-5 · Vista Unified
Middle
Madison Middle · grades 6-8 · Vista Unified
High
Rancho Buena Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,141
Comp Average
$3,898
1145 Portola Street
3bd / 2ba · 1,734 sqft · Single Family
$799K
Est. $4,064/mo
817 Crescent Drive
3bd / 2ba · 1,632 sqft · Single Family
$820K
Est. $4,014/mo
535 Civic Center Dr
3bd / 2ba · 1,717 sqft · Single Family
$920K
Est. $4,035/mo
320 Apollo Drive
3bd / 2ba · 1,500 sqft · Single Family
$900K
Est. $3,725/mo
2185 Hawley Drive
3bd / 2ba · 1,601 sqft · Single Family
$1.20M
Est. $3,653/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 2–4 bed houses within 2 mi · $3,733–$4,157
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,384/mo short at 20% down; 78% down or +$4,395/mo rent closes it.
- Break-even price
- $417,189
- Break-even rent
- $8,536/mo
- Cashflow at 35% down
- −$2,494/mo
- Down payment to break even
- 78%
- Rate to break even
- Not reachable
51% under asking
$4,395/mo above the estimate
$670,800 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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