2175 Clove St
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2175 Clove St

C

San Diego, CA 92106

$2,195,000
NEW — 4d

Soft Appraisal Value: $2,113,800 · 3.8% above estimate

Beds

5

Baths

5

Sqft

2,644

Year Built

1950

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015061SD

This property is in San Diego (92106). View neighborhood stats →

Virtual Tour

About This Property

Ocean air drifts up from the coves and marinas, carrying the easy rhythm of Point Loma to a modern home shaped for gathering, relaxing, and watching the water change with the light. Fully remodeled with crisp contemporary finishes, this six bedroom, five bath residence frames ocean views and everyday convenience near placing beaches, yacht clubs, and Liberty Station moments from the door. Clean lines and generous openings create a calm backdrop for art and life. A flexible bonus room adapts to work, play, or media, while the lower level offers meaningful potential for an ADU with its own sense of privacy and independence, ideal for multigenerational living or future income strategy. Sun warms the front patio for morning coffee and neighborly connection. The back patio invites larger evenings, a natural extension of indoor living where twilight lingers and conversations stretch. Inside, the modern kitchen is a social core designed for effortless hosting. Open living and dining areas catch coastal light throughout the day, setting a serene tone for daily routines and weekend entertaining. Bedrooms provide quiet refuge, with ample space for guests and evolving needs. Here, the Point Loma lifestyle is not a concept, it is a cadence. Sunrise hikes along Sunset Cliffs, quick strolls to Shelter Island, fresh catch from local markets, and airport-close travel without sacrificing the calm of the peninsula. A polished coastal home with ocean views and rare flexibility, ready for the next chapter of San Diego living.

Mortgage Calculator

Est. Monthly Payment

$13,934

Principal & Interest$11,099
Property Tax$2,195
Insurance$640
%($439,000)
%

Location

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Investment Score

4D
Est. Monthly Rent
$6,992
Monthly Cashflow

Rent − PITIA

$-6,942
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,379

Mortgage (P+I)
$11,099
Cap Rate
0.39%
Cash-on-Cash
-28.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$20,472

NOI (Annual)
$8,636
Price-to-Rent

Lower = better for investors

26.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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