1174 Concord
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1174 Concord

C

San Diego, CA 92106

$2,099,000

Soft Appraisal Value: $2,072,000 · 1.3% above estimate

Beds

4

Baths

3

Sqft

3,166

Year Built

1941

Days on Market

45

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010041SD

This property is in San Diego (92106). View neighborhood stats →

Virtual Tour

About This Property

Perched atop a prime hilltop, this expansive 3,166 sq. ft. residence offers a rare dual-aspect perspective: serene canyon vistas to the west and sparkling glimpses of the San Diego Bay and downtown skyline to the east. This thoughtfully designed 4-bedroom, 3-bathroom home perfectly blends spacious living with functional elegance. The versatile floor plan features two primary suites—one conveniently located on the main level and a second upstairs alongside two additional guest rooms. The heart of the home is a light-filled kitchen equipped with stainless steel appliances, classic white cabinetry, and brushed nickel hardware. It transitions seamlessly into the adjacent family room, where soaring cathedral ceilings, a bright skylight, and sliding glass doors lead to a private back deck—an ideal setup for indoor-outdoor entertaining. Two private retreats featuring plush carpeting and walk-in closets. The main ensuite offers a spa-like experience with a tiled shower and separate soaking tub. Well-appointed upstairs bedrooms with walk-in closets and a shared hallway bath featuring double sinks and a private shower/commode room. An oversized hallway skylight floods the upper level with natural light, enhancing the home's airy atmosphere. A dedicated laundry room and a functional family hub located directly off the kitchen for effortless daily living. Experience the perfect balance of elevation, coastal breezes, and tranquility in this exceptional hilltop home.

Mortgage Calculator

Est. Monthly Payment

$13,325

Principal & Interest$10,614
Property Tax$2,099
Insurance$612
%($419,800)
%

Location

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Investment Score

9D
Est. Monthly Rent
$7,906
Monthly Cashflow

Rent − PITIA

$-5,419
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,986

Mortgage (P+I)
$10,614
Cap Rate
0.93%
Cash-on-Cash
-25.69%
DSCR

Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$19,576

NOI (Annual)
$19,529
Price-to-Rent

Lower = better for investors

22.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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