2153 New Haven Dr.
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2153 New Haven Dr.

Ctop 80%

Chula Vista, CA 91913

$849,000
NEW — 2d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,579/mo full cashflow at 20% down, 7.43% rate.

Works at $383,054 (55% under asking), or at 81% down.

Rent $3,977/mo from 9 leases of 3-bed houses within 2 mi ($3,753–$3,925).

Beds

3

Baths

2.5

Sqft

1,447

Year Built

1988

Days on Market

2

Property Type

Single Family

HOA/mo

$120

MLS ID

260026032SD

This property is in Chula Vista (91913). Browse neighborhood analytics →

About This Property

Welcome to Eastlake Shores! This well-maintained 3-bedroom, 2.5-bath home offers 1,447 sqft of living space, an inviting two-story floor plan, and comfortable spaces for everyday living and entertaining. Vaulted ceilings in the living room create an open, airy feel, while wood shutters throughout add warmth and timeless appeal. Lovingly cared for over the years, the home retains much of its original charm and offers a welcoming atmosphere. Upstairs, the spacious primary bedroom features a walk-in closet and an ensuite bathroom with separate vanities. Two additional bedrooms share a convenient connecting bathroom with access from both rooms. Step outside to a private, low-maintenance backyard featuring a spacious stamped concrete patio, covered outdoor BBQ area, and plenty of room to gather with family and friends. An attached 2-car garage and solar add to everyday conveniences. Enjoy the resort-style amenities of Eastlake Shores, including a scenic private lake with paddle boats and walking paths, a Beach Club with a sandy swimming lagoon, swimming pools and spas, tennis and pickleball courts, playgrounds, and picnic areas. Ideally located near shopping, dining, parks, and recreation, this home offers a wonderful combination of comfort, community, and the relaxed Southern California lifestyle.

Mortgage Calculator

Est. Monthly Payment

$5,933

Principal & Interest$4,717
Property Tax$849
Insurance$248
HOA$120
%($169,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    EastLake Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Eastlake High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

33C
Est. Monthly Rent
$3,977

9 leases of 3-bed houses within 2 mi · $3,753–$3,925

Blended 50/50 with the zip's market median ($4,102)

Monthly Cashflow

Rent − PITIA

-$1,957
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,579

What would make this work?

$3,579/mo short at 20% down; 81% down or +$4,648/mo rent closes it.

Break-even price

55% under asking

$383,054
Break-even rent

$4,648/mo above the estimate

$8,625/mo
Cashflow at 35% down
−$2,694/mo
Down payment to break even

$687,690 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,717
Cap Rate
1.89%
Cash-on-Cash
-25.29%
DSCR

Need ≥ 1.25 for DSCR loan

0.67

NOI (Annual)
$16,040
Price-to-Rent

Lower = better for investors

17.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,579/mo