214 Pacific Street
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214 Pacific Street

D

Oceanside, CA 92054

$2,999,000
NEW — 0d

Beds

5

Baths

2.5

Sqft

2,650

Year Built

2025

Days on Market

0

Property Type

Townhouse

HOA/mo

N/A

MLS ID

NDP2604203

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Location is everything, and this one delivers. Just two blocks to the iconic Oceanside Pier, and a short stroll to Oceanside’s best restaurants, rooftop bars, coffee shops, and the weekly farmers market. With the beach directly across the street and everything at your fingertips, this property is ideally positioned for strong short term vacation rental income while still offering an incredible full time coastal lifestyle. Panoramic white water ocean views set the stage at this brand new modern beach home on Oceanside’s iconic Pacific Street. This top floor residence is one of two newly completed homes in a striking duplex. Purchase one or both units, with the other residence at 212 S Pacific St also available under MLS # NDP2604201, creating a unique opportunity for a premier coastal compound, multigenerational living, or expanded rental income potential. This 5 bedroom, 2.5 bath home offers approximately 2,650 square feet of light filled living space with clean modern finishes throughout. The open concept main living area flows seamlessly to a spacious ocean facing deck, perfect for dining outdoors, watching surfers roll through, and taking in unforgettable sunsets. The oversized primary suite features a private balcony, retreat area, and walk in closet. Additional highlights include a one car garage plus tandem covered parking, ductless A/C throughout, and a west facing ground level patio with more ocean views. Take advantage of the opportunity to own in Oceanside, a coastal market on the rise with exciting growth, ongoing revitalization, and long term upside that is still within reach.

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Est. Monthly Payment

$19,038

Principal & Interest$15,165
Property Tax$2,999
Insurance$875
%($599,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,885
Monthly Cashflow

Rent − PITIA

$-13,154
Full Cashflow

Incl. vacancy, PM, maint, capex

$-17,006

Mortgage (P+I)
$15,165
Cap Rate
-0.74%
Cash-on-Cash
-34.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.31
Break-even Rent
$27,971

NOI (Annual)
$-22,101
Price-to-Rent

Lower = better for investors

42.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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