2117 Finch
Ctop 80%San Diego, CA 92123
One license per person in San Diego: whether you can hold it depends on you, not only the home.
26 licensed short-term rentals within ½ mile (16 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,956/mo full cashflow at 20% down, 7.36% rate.
Works at $532,328 (49% under asking), or at 75% down.
Rent $5,283/mo from 11 leases of houses within 1 mi, size-adjusted ($5,074–$5,417).
Beds
5
Baths
2.5
Sqft
1,824
Year Built
1961
Days on Market
143
Property Type
Single Family
HOA/mo
N/A
MLS ID
260015102SD
This property is in San Diego (92123). View neighborhood stats →
About This Property
FIRST TIME ON THE MARKET IN MANY YEARS! DON'T MISS THIS RARE OPPORTUNITY TO OWN A HOME IN THE HIGHLY DESIRABLE BIRDLAND COMMUNITY OF SAN DIEGO. BURSTING WITH POTENTIAL, THIS PROPERTY OFFERS THE PERFECT CANVAS FOR A BUYER LOOKING TO CUSTOMIZE, REMODEL, OR CREATE THEIR DREAM HOME IN ONE OF SAN DIEGO'S MOST ESTABLISHED AND SOUGHT-AFTER NEIGHBORHOODS. NESTLED ON A QUIET STREET, THIS HOME FEATURES A SPACIOUS LOT, GREAT BONES, AND ENDLESS POSSIBILITIES. WHETHER YOU ARE AN OWNER-OCCUPANT LOOKING TO ADD YOUR PERSONAL TOUCH OR AN INVESTOR SEEKING YOUR NEXT PROJECT, THIS PROPERTY PRESENTS AN EXCEPTIONAL OPPORTUNITY. CONVENIENTLY LOCATED NEAR MAJOR FREEWAYS, SHOPPING, DINING, HOSPITALS, MISSION VALLEY, AND DOWNTOWN SAN DIEGO. HOMES IN BIRDLAND SELDOM COME AVAILABLE—DON'T MISS YOUR CHANCE TO MAKE THIS ONE YOUR OWN!
Mortgage Calculator
Est. Monthly Payment
$7,149
Location
Loading map...
Zoned Schools
Elementary
Fletcher Elementary · grades PK-5 · San Diego Unified
Middle
Montgomery Middle · grades 6-8 · San Diego Unified
High
Kearny Digital Media & Design · grades 9-12 · San Diego Unified
or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified
or Kearny College Connections · grades 9-12 · San Diego Unified
or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,283
Comp Average
$5,028
9290 Fermi Avenue
4bd / 3ba · 1,635 sqft · Single Family
$899K
Est. $4,743/mo
9452 Larrabee Avenue
4bd / 3ba · 1,700 sqft · Single Family
$1.06M
Est. $5,591/mo
2956 Mission Village Drive
4bd / 3ba · 1,500 sqft · Single Family
$943K
Est. $4,623/mo
2191 Cardinal Drive
6bd / 3ba · 2,157 sqft · Single Family
$1.15M
Est. $5,832/mo
2072 Cardinal Drive
4bd / 2ba · 1,296 sqft · Single Family
$1.05M
Est. $4,351/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of houses within 1 mi, size-adjusted · $5,074–$5,417
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,956/mo short at 20% down; 75% down or +$5,138/mo rent closes it.
- Break-even price
- $532,328
- Break-even rent
- $10,421/mo
- Cashflow at 35% down
- −$2,870/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
49% under asking
$5,138/mo above the estimate
$787,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator