2099 White Birch Dr
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2099 White Birch Dr

D

Vista, CA 92081

$1,200,000
NEW — 6d

Soft Appraisal Value: $1,180,400 · 1.7% above estimate

Beds

4

Baths

3

Sqft

2,439

Year Built

1989

Days on Market

6

Property Type

Single Family

HOA/mo

$37

MLS ID

260011326SD

This property is in Vista (92081). View neighborhood stats →

Virtual Tour

About This Property

Ideally situated on a quiet cul-de-sac in the highly desirable Shadowridge community, this well-maintained home offers a rare combination of privacy, comfort, and convenience. The setting provides minimal through traffic and a peaceful residential feel, enhancing everyday livability. A welcoming entry opens to a staircase that adds architectural interest and creates a natural sense of openness throughout the main living area. Abundant natural light enhances the spacious living and dining spaces, paired with a functional kitchen designed for both everyday use and effortless entertaining. *Gallery photos in the MLS virtual tour show front of house that has been digitally altered. Upstairs features generously sized bedrooms, including a comfortable primary suite and a conveniently located laundry room that adds everyday practicality. The backyard provides a private outdoor retreat with a level layout ideal for relaxing, gardening, or casual entertaining, all within a quiet neighborhood setting. Conveniently located near parks, golf courses, shopping, dining, and major commuter routes, this home offers an exceptional opportunity to enjoy the established charm and lifestyle of Shadowridge.

Mortgage Calculator

Est. Monthly Payment

$7,655

Principal & Interest$6,068
Property Tax$1,200
Insurance$350
HOA$37
%($240,000)
%

Location

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Investment Score

17D
Est. Monthly Rent
$5,092
Monthly Cashflow

Rent − PITIA

$-2,563
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,734

Mortgage (P+I)
$6,068
Cap Rate
1.33%
Cash-on-Cash
-23.67%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$11,240

NOI (Annual)
$16,006
Price-to-Rent

Lower = better for investors

19.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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