
2099 Golden Circle
Btop 30%Escondido, CA 92026
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,617/mo full cashflow at 20% down, 7.43% rate.
Works at $224,349 (60% under asking), or at 87% down.
Rent $2,958/mo from 9 leases of 1–3 bed condos & townhomes within 2 mi ($2,744–$3,056).
Beds
2
Baths
2
Sqft
1,080
Year Built
1977
Days on Market
0
Property Type
Condo
HOA/mo
$555
MLS ID
260026443SD
This property is in Escondido (92026). Browse neighborhood analytics →
About This Property
Vaulted ceilings, abundant natural light, and private green side yards create a comfortable indoor-outdoor atmosphere in this thoughtfully updated North Escondido residence in the Country Club Community. Recent improvements extend beyond cosmetic finishes, including paid-off solar, updated plumbing, new HVAC ducting, attic insulation, water filtration systems, and quartz surfaces throughout. Located near neighborhood parks, local cafés, shopping, and Downtown Escondido's dining and cultural attractions, the property offers a compelling blend of convenience, efficiency, and low-maintenance living. Experience the property in person. Positioned within North Escondido's Country Club Community, this move-in ready two-bedroom, two-bath residence offers an exceptional opportunity for buyers seeking low-maintenance living, meaningful system upgrades, and convenient access to the lifestyle amenities that define North County San Diego. Spanning approximately 1,080 square feet and complemented by a private two-car garage, the home combines efficient use of space with thoughtful improvements that support everyday comfort and long-term ownership value. Vaulted ceilings establish a sense of openness throughout the main living areas, while natural light enhances the home's welcoming interior. Green side yards create separation from neighboring properties and contribute a surprising level of privacy, offering outdoor space for gardening, relaxing, or simply enjoying Escondido's year-round sunshine. The floor plan flows comfortably between living, dining, and kitchen areas, creating spaces that feel connected without sacrificing functionality. Recent upgrades extend well beyond visible finishes. The kitchen and bathrooms have been updated with matching quartz countertops, new sinks, brushed nickel fixtures, and a stainless steel single-basin undermount kitchen sink. A high-powered garbage disposal adds convenience, while a comprehensive plumbing replacement completed in 2022 delivers added peace of mind through a 20-year warranty from installation. The property's commitment to efficiency continues with a fully paid solar system in NEM 1.0 consisting of 12 panels and a 3.48-kilowatt array, helping reduce ongoing utility expenses. Additional infrastructure improvements include a new gas water heater installed in 2025, all-new HVAC ductwork, air sealing measures, upgraded attic insulation, HVAC surge protection, and a UV treatment component designed to support indoor air quality. The attic was professionally cleared and mitigated prior to insulation installation, reflecting the comprehensive nature of the home's maintenance history. Water quality receives equal attention through a RainSoft whole-house water softening and reverse osmosis system connected at the meter, allowing softened water throughout the residence. A dedicated filtered drinking-water station at the kitchen sink provides an additional layer of convenience. The attached two-car garage has been enhanced with an epoxy flake floor finish along with a new garage door motor, belt system, sensors, controls, and remotes. Additional exterior improvements include a new front patio gate and a custom enclosure around the HVAC condenser. Beyond the home itself, the location supports an appealing North County lifestyle. Nearby amenities include Carol Lee Park, the community pool, Blue Mug Coffee, and Cenote Grill. Dixon Lake and Daley Ranch provide opportunities for hiking, fishing, mountain biking, and outdoor recreation, while the Highland Valley wine region offers local tasting experiences just a short drive away. Downtown Escondido and Grand Avenue are minutes from the property and feature destinations including Mesa Agrícola, Bellamy's, Vintana Wine + Dine, Craft & Taco Lounge, The Brigantine, Four Tunas Fish & Bar, and the California Center for the Arts. Seasonal events such as Cruisin' Grand contribute to the area's vibrant atmosphere. Residents also enjoy convenient access to Westf...
Mortgage Calculator
Est. Monthly Payment
$4,424
Location
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Zoned Schools
Elementary
Reidy Creek Elementary · grades K-5 · Escondido Union
Middle
Rincon Middle · grades 6-8 · Escondido Union
High
Escondido High · grades 9-12 · Escondido Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,958
Comp Average
$2,747
906 Fig Street
2bd / 1.5ba · 1,080 sqft · Townhouse
$465K
Est. $2,711/mo
261 Parkside
2bd / 2ba · 1,057 sqft · Townhouse
$539K
Est. $2,873/mo
1451 Broadway
2bd / 1.5ba · 1,120 sqft · Condo
$405K
Est. $2,565/mo
140 El Norte Pkwy
2bd / 2.5ba · 1,184 sqft · Townhouse
$535K
Est. $2,825/mo
140 El Norte
2bd / 2.5ba · 1,184 sqft · Condo
$560K
Est. $2,763/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 1–3 bed condos & townhomes within 2 mi · $2,744–$3,056
Blended 50/50 with the zip's market median ($3,077)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,617/mo short at 20% down; 87% down or +$3,399/mo rent closes it.
- Break-even price
- $224,349
- Break-even rent
- $6,357/mo
- Cashflow at 35% down
- −$2,028/mo
- Down payment to break even
- 87%
- Rate to break even
- Not reachable
60% under asking
$3,399/mo above the estimate
$491,550 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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