2088 Bravo
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2088 Bravo

Btop 30%

Chula Vista, CA 91915

$799,999
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,108/mo full cashflow at 20% down, 7.43% rate.

Works at $395,370 (51% under asking), or at 76% down.

Rent $4,577/mo from 8 leases of 3-bed condos & townhomes within 0.5 mi ($4,169–$4,427).

Beds

3

Baths

2

Sqft

2,185

Year Built

2021

Days on Market

56

Property Type

Condo

HOA/mo

$488

MLS ID

SW26202337

This property is in Chula Vista (91915). Browse neighborhood analytics →

About This Property

WELCOME TO PINNACLE AT MILLENIA! This spacious and beautifully upgraded 3-bedroom, 2-bath residence offers approximately 2,185 square feet of contemporary living space with the convenience of a private elevator providing easy access throughout the home. Step inside to an open and inviting floor plan featuring warm laminate-style flooring, abundant natural light, and a modern kitchen designed for both everyday living and entertaining.The kitchen showcases quartz countertops, stainless-steel appliances, a full tile backsplash, generous cabinetry, and a large center island, creating a stylish centerpiece for the home. Refrigerator, washer, and dryer are included.Retreat to the spacious primary bedroom featuring its own private patio/balcony, plush carpeting, and a beautifully appointed primary bathroom with custom tile flooring, dual sinks, generous counter space, and a private commode area. Secondary bedrooms also feature plush carpeting and flexible space for family, guests, or a home office.Additional highlights include central air conditioning, in-unit laundry, private elevator, multiple outdoor patio spaces, and an attached 2-car garage. Enjoy the modern lifestyle of the Millenia/Otay Ranch community with convenient access to neighborhood parks, shopping, restaurants, and nearby Otay Ranch Town Center.Residents also enjoy community amenities including a pool, spa, landscaped common areas, and dog-friendly outdoor space. This distinctive residence combines space, modern finishes, outdoor living, and elevator convenience in one of Chula Vista’s newer master-planned communities.

Mortgage Calculator

Est. Monthly Payment

$5,966

Principal & Interest$4,444
Property Tax$800
Insurance$233
HOA$488
%($160,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Wolf Canyon Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Olympian High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

43B
Est. Monthly Rent
$4,577

8 leases of 3-bed condos & townhomes within 0.5 mi · $4,169–$4,427

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,388
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,108

What would make this work?

$3,108/mo short at 20% down; 76% down or +$4,036/mo rent closes it.

Break-even price

51% under asking

$395,370
Break-even rent

$4,036/mo above the estimate

$8,613/mo
Cashflow at 35% down
−$2,274/mo
Down payment to break even

$607,999 cash

76%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,444
Cap Rate
2.35%
Cash-on-Cash
-23.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.77

NOI (Annual)
$18,786
Price-to-Rent

Lower = better for investors

14.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,108/mo