207 5th

207 5th

Btop 30%

San Diego, CA 92101

$225,000
NEW — 0d
STR: check · HOA rules unknown · TOT 13.75%

151 licensed short-term rentals within ½ mile (96 whole home), from the cities' license and permit lists of Nov 13, 2026.

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$1,176/mo full cashflow at 20% down, 7.36% rate.

Works at $71,162 (68% under asking), or at 96% down.

Rent $2,104/mo from 52 leases of 1-bed condos & townhomes within 0.5 mi ($1,927–$2,444).

Beds

1

Baths

1

Sqft

431

Year Built

2008

Days on Market

0

Property Type

Condo

HOA/mo

$1,076

MLS ID

260026988SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Own a King Bed Suite at the Iconic Hard Rock Hotel San Diego - Gaslamp Quarter This fully furnished one-bedroom King Suite offers a rare opportunity for fee-simple condo-hotel ownership in the heart of the Gaslamp Quarter, directly adjacent to Petco Park and the San Diego Convention Center. Located on the 9th floor, the suite features expansive views of Petco Park, the Downtown skyline, and city lights. The unit includes a king bed, contemporary finishes, and access to all Hard Rock Hotel resort amenities, including the rooftop pool and lounge, spa, fitness center, and on-site dining. As a Rock Royalty owner, you'll enjoy exclusive perks including VIP check-in, access to the private owner's lounge, complimentary valet parking during your stays, concierge services, and invitations to special events. Owners may use the suite for up to 28 days per year. The unit participates in the hotel's professionally managed rental program for the remainder of the year, with a 50% share of net room revenue to the owner. The building, completed in 2008, offers 24-hour security, underground parking, and is steps from over 100 restaurants, nightlife venues, and entertainment options in one of San Diego's most vibrant districts.

Mortgage Calculator

Est. Monthly Payment

$2,608

Principal & Interest$1,241
Property Tax$225
Insurance$66
HOA$1,076
%($45,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Perkins K-8 · grades PK-8 · San Diego Unified

  • Middle

    Logan Memorial Educational Campus · grades PK-12 · San Diego Unified

  • High

    Logan Memorial Educational Campus · grades PK-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

47B
Est. Monthly Rent
$2,104

52 leases of 1-bed condos & townhomes within 0.5 mi · $1,927–$2,444

Monthly Cashflow

Rent − PITIA

-$504
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,176

What would make this work?

$1,176/mo short at 20% down; 96% down or +$1,527/mo rent closes it.

Break-even price

68% under asking

$71,162
Break-even rent

$1,527/mo above the estimate

$3,631/mo
Cashflow at 35% down
−$943/mo
Down payment to break even

$216,000 cash

96%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,241
Cap Rate
0.91%
Cash-on-Cash
-31.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.81

NOI (Annual)
$2,049
Price-to-Rent

Lower = better for investors

8.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$1,176/mo