2064 White Birch Dr
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2064 White Birch Dr

C

Vista, CA 92081

$1,275,000
NEW — 1d

Soft Appraisal Value: $1,252,900 · 1.8% above estimate

Beds

4

Baths

3

Sqft

2,439

Year Built

1989

Days on Market

1

Property Type

Single Family

HOA/mo

$145

MLS ID

260013986SD

This property is in Vista (92081). View neighborhood stats →

About This Property

Located in Vista's sought-after Chateau Del Norte community, this stunning two-story 4-bedroom, 3-bathroom home has been completely upgraded and is truly a must-see. From the moment you step inside, you'll be captivated by soaring vaulted ceilings, an elegant spiral staircase, and an abundance of natural light that fills every room. Thoughtfully redesigned with beautiful laminate flooring and striking granite waterfall counters, the open concept kitchen and family room flow seamlessly to a delightful outdoor pergola-perfect for entertaining. Designer lighting, custom mirrors, and carefully curated accents throughout give the home a truly elevated feel. The expansive primary retreat is a true sanctuary, featuring a generously sized bedroom, two closets including a walk-in, and a luxurious spa-like bathroom designed for rest and relaxation. An entry-level bedroom and full bathroom offer the perfect setup for guests or multi-generational living, while a dedicated laundry room and spacious 3-car garage add everyday functionality. The beautifully landscaped grounds are an extension of the home's charm, featuring mature lemon, orange, and a stately palm tree that perfectly capture the essence of Southern California living.

Mortgage Calculator

Est. Monthly Payment

$8,239

Principal & Interest$6,447
Property Tax$1,275
Insurance$372
HOA$145
%($255,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,564
Monthly Cashflow

Rent − PITIA

$-3,675
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,787

Mortgage (P+I)
$6,447
Cap Rate
0.62%
Cash-on-Cash
-27.23%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$12,080

NOI (Annual)
$7,917
Price-to-Rent

Lower = better for investors

23.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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